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Card Service
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Visa or Mastercard
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Card Issuance Fee
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Annual Fee
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Welcome Bonus
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Regions KYC Available
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Mobile Pay
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https://sweepbase.net/cards/1inch-debit-card
1inch Debit Card
Virtual + Physical
Mastercard Standard
Custodial
https://1inch.com/card
Free
Free
No FX margin is published: the issuer terms say a margin applies and point to the fee page, which lists none. Card purchases carry a 2% card spend fee on the crypto spent. A separate 1.75% crypto-to-fiat fee is listed for conversions; the fee sheet does not say whether it also applies to a card purchase
€8000/day; requires verification above €10000
€8,000
1% in BTC or USDT, or 2% in BXX, on total card spend; you pick the reward asset in the loyalty programme and claim it in the app. With the 2% card spend fee, the BTC or USDT options net about minus 1% and BXX nets about zero
1%
No. The live card page asserts no yield: the reward model is up to 2% crypto cashback, and the borrowing products (CryptoDraft/Stableloans) are credit against collateral, not interest on the balance (checked 2026-07-20)
null
None publicly advertised (powered by Crypto Life/Baanx; cashback up to 2% in BXX/1INCH/BTC/USDT)
Yes
No — full KYC required (UK/EEA, Monavate issuer)
UK and EEA only
United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Yes
1INCH, USDT, BTC, LTC, XRP, BXX (per 1inch.com/card; USDC/EURT no longer listed)
Crypto top-up via 1inch/CL wallet; supports 1INCH, USDT, BTC, LTC, XRP, BXX (multi-chain via 1inch ecosystem)
Bank transfers in EUR and GBP: deposits free, withdrawals 3.49%. No standing orders. A personal IBAN and SWIFT are not named on the fee sheet or FAQ
https://sweepbase.net/cards/avalanche-card
Avalanche Card
Virtual + Physical
Visa Standard
Self-custody
https://www.avalanchecard.com/
Free
Free
2% of each transaction as the international transaction fee in the US card agreement; the issuer's fee FAQ says 1%; the international agreement only carries the shared Rain template ceiling of up to 3% FX plus up to 3% cross-border
No ATM access
Based on collateral (100% for stablecoins; 50% for AVAX)
Avax Points on eligible card spend, at rates published only in the app; each point has a $0.01 face value, redeemable at full value in the in-app travel portal or at $0.007 as a statement credit
Points, rate in app
No. Neither avalanchecard.com nor the official Avalanche support article asserts any yield, interest or staking reward on the card balance; the card holds USDC, USDT, AVAX and wAVAX in self-custody until the moment of spend (checked 2026-07-20)
null
None publicly advertised
Yes
No — full KYC (ID + selfie) required
USA except sixteen states, Latin America and the Caribbean
Many US states, Latin America and the Caribbean, except Belarus, Cuba, India, Iran, Iraq, Israel, Mainland China, Nepal, Nicaragua, Nigeria, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela, Vietnam. US excludes Arizona, Delaware, Georgia, Idaho, Louisiana, Maryland, Nevada, New Mexico, North Dakota, O...
Yes
USDC, USDT, AVAX, wAVAX (4)
Avalanche C-Chain only (AVAX, wAVAX, USDC, USDT)
None disclosed (pure crypto-backed Visa via Rain)
https://sweepbase.net/cards/avici-card
Avici Card
Virtual + Physical
Visa Signature
Self-custody
https://avici.money/
Virtual Platinum $15 first card, $10 each subsequent (one-time); $30/yr Virtual Signature (then $20/yr); Physical Platinum $50 one-time; Physical Signature $75 (then $20/yr from second year)
$20/year (Signature/Physical after first year)
0% Avici fee (only Visa's ~0.4-1% standard cross-border fee)
Physical cards work at ATMs. Platinum: $1 + 0.65% per withdrawal; Signature: free. Limits conflict in the docs: the fees page says $1,000 per withdrawal and $3,000 a day, the card-ordering guide says up to 3 withdrawals or $250 a day
Up to available USDC collateral
null
null
Not on the card balance: Avici Grow offers stablecoin, WSOL and insurance-backed yield in the wallet, while card collateral sits in a separate loan contract
$5 welcome bonus, unlocked when the card is verified
$5 welcome bonus on card activation
Yes
No: identity verification through Sumsub is required to activate any virtual or physical card
USA in 31 states, Latin America and the Caribbean, Africa, Asia-Pacific and the UAE; not available in Europe or the UK
Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Bangladesh, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan,...
Yes
Multi-chain: Solana, Ethereum, Polygon, Arbitrum, Optimism, Base, BSC, Avalanche (40+ tokens)
Ethereum, Polygon, Optimism, Base, Arbitrum, Avalanche, BNB Chain, Monad, Mantle, Abstract, Scroll, Solana (12 chains)
Virtual USD and EUR accounts: EUR via SEPA Instant, USD via ACH and Fedwire; the country table lists SWIFT under the USD column. Opening $0; ACH $1, wire $15, SEPA €1 per transfer in or out; $2 minimum transfer
https://sweepbase.net/cards/based-card
Based Card
Virtual + Physical
Visa Debit
Custodial
https://based.one
None. Physical HYPE card shipping $50; Based Gold shipping free
null
HYPE 1.5%, Based Gold 0% markup over the Visa rate (Based Orange 2.5%, not yet released); 1% Smart Convert fee when a purchase is paid from SOL, HYPE or BASED instead of stablecoins
No ATM withdrawals
S$3,000 a day on HYPE (and Orange); higher unpublished limit on Based Gold; raise on request
HYPE (shown as Premium on based.one/cash) 2% cashback capped at $20 a month, needs 10,000 BASED locked for 21 days; Based Gold 4% capped at $100 a month, needs 100,000 BASED locked; paid monthly in BASED tokens, $5 minimum per cycle; stops once you start unstaking; Based Orange (not yet released) has none
2-4% (lockup tiers)
No
null
None. Card spending also earns Based Points
Yes
No — KYC with gov-issued ID/passport required (~3 days)
Worldwide except 92 restricted countries, including the United States, Canada, Australia, New Zealand, China, Hong Kong, Singapore, India, Indonesia, Turkey, Saudi Arabia, Taiwan, Vietnam and South Africa. The list applies from 1 August 2026
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Spain, Sweden, Iceland, Liechtenstein, Norway, United Kingdom, Switzerland, Japan, South Korea, Brazi...
Yes (Google Pay, some Android models unsupported; Apple Pay listed as available in the card docs but the FAQ says it is not supported)
USDT, USDC, XSGD, plus SOL, HYPE and BASED; minimum deposit $10; bank wire listed as coming soon
Solana (USDT), Arbitrum (USDC), Polygon (XSGD), Hyperliquid
None disclosed
https://sweepbase.net/cards/binance-card
Binance Card
Virtual + Physical
Mastercard Prepaid
Custodial
https://www.binance.com/en/cards
Free
Free
1-2% FX on non-BRL purchases with the Brazil card, plus 0.9% crypto-to-fiat conversion; the Argentina programme charges 6-7% FX plus Argentine taxes, and the Immersve Global Program 2% (New Zealand 3%) since the 1 June 2026 update
Set per programme (Brazil, Argentina, Global Program). The old figures (€290/day, 0.9% fee) belonged to the closed European Visa card
Set per programme (Brazil, Argentina, Global Program). The old BNB-tiered limits up to €8,700/day belonged to the closed European Visa card
Brazil programme (Mastercard): spend-based tiers 1.5% (<500 BRL/mo) / 2% (500-5,000) / 3% (>=5,000 BRL monthly spend), applied retroactively to the whole month; capped at 500 BRL/month and credited in BRL, not BNB (grid effective 2026-06-01, Binance card FAQ). Global Program (Immersve Limited, NZ): 0.5-2% in stablecoin...
Up to 3% (Brazil)
Not on the card balance: the card spends the Funding/Spot account, which pays nothing; Simple Earn Flexible is a separate product you subscribe assets into (Earn balances count only toward physical-card eligibility). This describes the Brazil programme, relaunched Oct 2025 (checked 2026-07-20)
null
None (no welcome offer; the Brazil grid pays 1.5-3% by monthly spend and the Global Program 0.5-2% capped at 20 USDC - different products)
Yes
No — full Binance KYC required
Three programmes, read in a browser on 22 September 2026. Brazil (issuer Pomelo Instituição de Pagamento, physical card, launched by announcement 1 October 2025) and Argentina (issuer Pomelo Fintech Services S.A.S., support articles dated June 2026) are local programmes whose FAQs say "Currently we support: Brazil" and...
Brazil, Argentina, Peru, Colombia, Armenia, New Zealand, Australia, Mexico (excludes United States United Kingdom European Economic Area; Global Program country list unpublished)
Yes
BTC, BNB, USDT and 10+ major cryptos
Funded from Binance account: BNB, USDT, USDC, BTC, ETH, ADA, DOT, SOL, MANA, SXP (no direct on-chain top-up)
None (funded from Binance spot wallet); EEA program closed Dec 2023, active in LATAM/MENA
https://sweepbase.net/cards/bing-card
Bing Card
Virtual + Physical
Visa + Mastercard (both virtual); Visa Platinum (physical)
Custodial
https://www.bingcard.com/
Virtual $25 (Exclusive) / $40 (Star); Physical Platinum $168; the pricing headline advertises $20 for a Premium tier its own table prices at $25
Star and Platinum $0/month; Exclusive $1/month per its own card page (the pricing table says $0 for all three)
1.5% cross-border handling fee (min $0.5); 2% exchange fee; 0% transaction fee (min $0.5 on purchases under $50); 2% top-up/deposit/withdrawal
Not published (no ATM fee or limit on the pricing page / FAQ / card pages)
Monthly caps and the issuer contradicts itself: pricing table $100k (Premium) / $50k (non-Premium); card pages $100k (Exclusive) / $200k (Star); Physical Platinum 1,000,000 HKD
null
null
No
null
null
No (virtual cards); Yes (physical Platinum)
Yes — Virtual Exclusive/Star cards no KYC; Physical Platinum requires full KYC
Worldwide (no restrictions mentioned, privacy-focused)
Algeria, Angola, Argentina, Australia, Austria, Bahrain, Bangladesh, Benin, Botswana, Brazil, Burkina Faso, Burundi, Cameroon, Canada, Cape Verde, Central African Republic, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Côte d'Ivoire, Djibouti, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eri...
Rolling out (Apple Pay + Google Pay)
BTC, ETH, USDT, USDC (4)
BTC, ETH, USDT, USDC (Bitcoin, Ethereum, Base chains)
None (pure prepaid; issuer Queensland FX Inc., FINTRAC MSB)
https://sweepbase.net/cards/biptap-card
BipTap Card
Virtual + Physical
Visa
Custodial
https://biptap.com/cards
Virtual card free on every plan (1 on Lite, 5 on PRO, unlimited on Premium). Plastic $50 and Metal $150 on PRO, free on Premium; PRO includes one free plastic card. Premium metal card only on Premium. Physical cards need a paid account: PRO $300 to open, Premium $5,000
$0 card administration; account-level yearly fee $0 Lite / $80 PRO / $5,000 Premium
Not disclosed. BipTap publishes no foreign-transaction percentage
$3,000/day on plastic, metal and premium cards. BipTap charges no ATM fee of its own; external ATM and processor fees apply
No stated limit
0.1% virtual / 0.25% plastic / 0.3% metal / 0.5% premium metal
0.1-0.5%
Unclear: BipTap's plan table lists interest on deposits of 0.7% on PRO and 1.5% on Premium, 0% on the free plan, and does not say whether the balance the card spends is the one that earns it
None disclosed
None disclosed (tiered plans: Virtual free, PRO $300, Premium $5,000)
Not specified
No — KYC required (reported as fast/easy)
161 countries on BipTap's accepted-countries page
161 countries on BipTap's accepted-countries page, including the United States, United Kingdom, Canada, Australia and India
Yes, the virtual card can be added to a mobile wallet; BipTap does not name Apple Pay or Google Pay
ETH, BSC, SOL and TRON networks (20+ major tokens) or fiat; crypto deposit fee 3% on Lite and PRO, 2.8% on Premium; fiat deposit fee 5% on Lite, 3% on PRO, 2.8% on Premium
Crypto deposits on Ethereum, BSC, Solana and Tron; 3% deposit fee (2.8% Premium)
Not confirmed — BipTap's own site never mentions IBAN, SEPA, or SWIFT; deposits route through an unnamed intermediary bank (pooled, not personal), and BipTap discloses no partner bank or jurisdiction. An unconfirmed 2025 forum post alleges the same Laos JDB-bank backend as UltimoPay
https://sweepbase.net/cards/bitget-card
Bitget Card
Virtual and physical, physical card only in nine APAC markets
Visa Debit in APAC; Mastercard in Europe, Africa and Latin America
Custodial
https://web3.bitget.com/en/card
Virtual card 0.1 USD activation fee if activated within 72 hours of KYC approval, 10 USD after that (Europe, Africa, LATAM); physical card 49 USD including shipping (APAC), refundable by inviting three friends
Free (no annual, inactivity, or cancellation fees)
1.7% on non-USD spend, none on USD spend; APAC adds a 0.05-0.2% crypto-to-fiat conversion fee; fees are covered while monthly spend stays inside the assetback allowance
Physical card only (nine APAC markets, not in Singapore): 3,000 USD per withdrawal, 10,000 USD a day, 100,000 USD a month; fee 1% or 5 USD, whichever is higher, plus 1.7% FX on non-USD
APAC: 50,000 USD a day, 990,000 USD a year; Europe, Africa and LATAM limits not published
2% base assetback for all cardholders, 3% for new users or after reaching a monthly spend threshold of $200-$400; paid in BTC, gold (XAUt), tokenized US stocks (NVDAx, TSLAx, GOOGLx, SPYx) or USDC; restricted MCCs and refunded transactions excluded
2-3%
Not on the card balance: the card spends a separate topped-up card balance, while yield products sit in the Bitget Wallet Earn section
New users start on the 3% assetback tier
New users start on the 3% assetback tier; the physical card fee (APAC) is refunded after three successful referrals
Yes, ID card, passport or driving licence with an NFC-enabled phone; the wallet must hold at least $10 in crypto to apply
No, identity verification with an ID document is required
50+ countries: EEA, UK, ten Latin American countries, ten APAC markets, South Africa, Pakistan, Bangladesh
EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, Peru, Singapore, South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines, South Africa, Pakistan, Bangladesh. The physical card is offered only in Singapore, South Korea, Jap...
Yes, Apple Pay, Google Pay, PayPal and Alipay; WeChat Pay in some markets
Top up the card balance with crypto from the Bitget Wallet app, such as USDT, USDC, ETH and SOL; the card spends from that balance
On-chain top-up from the Bitget Wallet app (USDT, USDC, ETH, SOL and other listed tokens); gas in the network's native coin is needed
No personal IBAN
https://sweepbase.net/cards/bitpanda-card
Bitpanda Card
Virtual + Physical
Visa Platinum
Custodial
https://www.bitpanda.com/en/card
Free; replacement €5.90; each additional physical card €10
Free
0% Bitpanda FX fee (only Visa standard rates)
€500/day (not increasable); fee 2% of the withdrawal, minimum €2
€10000/day
1% cashback on crypto-funded purchases (fiat, stablecoins, metals, stocks excluded)
1%
Yes, on the spendable balance (opt-in): "When you activate Cash Plus, your selected cash balance is automatically moved to your Cash Plus balance every working day", and "Just use your cash to trade or withdraw at any time. We will automatically use your Cash Plus balance". Gross yields EUR 2.34%, USD 3.80%, GBP 3.86%,...
null
None specific to card; platform offers region-based welcome bonuses (e.g., EUR 10)
Yes
No — full KYC required
Eurozone
Eurozone countries, except Cyprus. Not available in EU or EEA countries outside the eurozone
Yes (Apple Pay; Google Pay)
Spends directly from the Bitpanda account: 600+ crypto assets, precious metals, stocks and the EUR wallet
No direct blockchain top-up; funded from Bitpanda fiat/crypto balance
IBAN: pooled/shared, not personal (Bitpanda can reassign your deposit IBAN at any time; the 2024 Deutsche Bank deal supplies local German IBANs to Bitpanda itself, not individual customers); SEPA: Yes; SWIFT: Yes
https://sweepbase.net/cards/bitrefill-card
Bitrefill Card
Virtual + Physical
Visa Standard
Custodial
https://www.bitrefill.com/card/
Free (virtual and physical; no issuing, postal or monthly fees)
Free
No FX fee on non-EUR spending (Visa rate); 1.99% fee on every crypto top-up, on top of the partner's live exchange price
Available at Visa ATMs; 2.49% fee per withdrawal; withdrawals earn no cashback
€10,000 a day on both tiers; €10,000 a month on Starter, €15,000 a month on Plus; contactless €200 per transaction
2% cashback in Bitrefill store credit (1% on deposit + 1% on spend; redeemable for gift cards and eSIMs only)
2% (store credit)
No
null
null
Yes (Starter: ID and selfie, €15,000 lifetime deposits, €10,000 a month; Plus: adds proof of address and source of funds, no deposit cap, €15,000 a month)
No — minimal KYC required for card (unlike gift cards which are no-KYC)
EU and EEA residents in 28 countries: 26 EU members plus Norway and Iceland; Hungary suspended for new applicants, Liechtenstein not listed; US and Russian citizens excluded wherever they live
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Yes (Google Pay; Apple Pay planned)
BTC (on-chain and Lightning), ETH, USDC, BNB, POL, SOL (6)
Bitcoin (on-chain and Lightning), Ethereum, BNB Smart Chain, Polygon, Solana; USDC on Ethereum, Solana and Polygon
No IBAN of your own; free SEPA withdrawals from the card balance to your own bank account
https://sweepbase.net/cards/bitstack-card
Bitstack Card
Physical only; a virtual card is planned with no date given
Visa Classic Debit
Custodial
https://www.bitstack-app.com/en/card
€14.98 including delivery (Standard); €9.99 including delivery on Bitstack Plus monthly; free with Bitstack Plus annual
Free (Standard); Bitstack Plus is optional at €2.99 a month or €29.99 a year
About 1% on foreign-currency spending above a free allowance of €1,000 a month (€3,000 on Bitstack Plus), at the Visa exchange rate
€200 a week and €1,000 a month; free up to €200 or 5 withdrawals a month, then €1 or 1% per withdrawal, whichever is higher
€5,000 a month in card payments; the limits cannot be changed
0.1% Stackback in bitcoin on every eligible purchase; 1% on a monthly slice of spending set by last month's executed recurring buys and round-ups, from the first €200 (€60 to €99 saved) to the first €1,500 (€400 or more saved), then back to 0.1%; up to 1.5% with Bitstack Plus
Up to 1.5%
Not on the card balance: the card spends the Bitstack cash account, and no page mentions interest on it. Bitstack announced a separate euro yield product, Bitstack Boost, on X in June 2026 at 2.51% net, but its page now returns 'Page introuvable' and neither the help centre nor the pricing page mentions it
None; a referred user gets €5 in bitcoin after verifying identity, saving €100 in bitcoin and keeping a savings plan active within 30 days
None for direct sign-ups; referral gives the new user €5 in bitcoin and the referrer a random €10 to €200 in bitcoin, once the new user saves €100 with a savings plan active within 30 days
Yes
No — full KYC required (French regulated)
France only. The Bitstack app itself runs in 20 European countries; not available in the United Kingdom
France only for the card; the Bitstack app is available in 20 European countries and the card rollout to other countries has no date
Apple Pay: Yes, since 30 June 2026; Google Pay: No, still under development
EUR into the Bitstack cash account by SEPA transfer, standard or instant, free, or Easy Bank Transfer, free; bank card, Apple Pay or Google Pay deposits cost 0.70%; bitcoin sales credit the cash account
No direct blockchain top-up; EUR funded via IBAN, BTC stacking via round-ups
IBAN: Yes (French IBAN); SEPA: Yes; SWIFT: Not disclosed
https://sweepbase.net/cards/bleap-card
Bleap Card
Virtual + Physical
Mastercard Standard, issued by Unlimit EU Ltd (Cyprus, company number HE 328641), an electronic money institution licensed by the Central Bank of Cyprus. Bleap is the programme provider, not the issuer, and says so: "Bleap does not issue e-money, operate payment accounts, hold client assets or private keys, or provide ...
Self-custody
https://www.bleap.finance/en-us/card/crypto-card
Free
Free
0% conversion fees on stablecoin spending
Free up to EUR 400 and 3 withdrawals per rolling 30 days (help centre, 19 June 2026; the card page repeats "up to €400/month in free ATM withdrawals"); virtual cards cannot use ATMs - "If you attempt to use a virtual card at an ATM, the transaction will be declined" - because they carry no PIN, so cash needs the plasti...
€10,000 per transaction, €15,000 a day and €30,000 over a rolling 30 days (help centre, 19 June 2026)
Rates come from Bleap’s own Fair Usage Limits table in the cashback terms rather than the marketing page: 1% on everything, capped at 500 EUR per transaction and 3,000 EUR per month; 3% on rides (Uber, Bolt) and on delivery (Just Eat, Deliveroo, Uber Eats, Glovo, Bolt Food), each capped at 50 EUR per transaction and 50...
1%
Not on the card balance: savings vaults are a separate deposit-in, withdraw-out product - "Transfer money from savings anytime... no lockups or penalties" - so funds have to be moved back before the card can spend them. The card page now publishes the rates: "USD savings vaults with up to 3.83% AER and no lock-in perio...
null
None published
Yes
No — KYC required (Mastercard compliance), despite non-custodial wallet
EEA and Switzerland per the cardholder terms of 28 June 2026 ("currently the EEA or Switzerland") and the help centre (3 July 2026), which refuses cards to anyone residing elsewhere and adds a restricted-nationality list that includes the United States. Availability inside the EEA is not uniform either: "residents of c...
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland
Yes - Apple Pay and Google Pay; the virtual card provisions on activation, no physical card needed
USDC, USDT, other stablecoins; multi-chain support
Non-custodial MPC wallet on Solana, Base and Arbitrum (earlier app strings described an ERC-4337 smart contract wallet over Arbitrum and Base; that is no longer what the app says). BTC, ETH and SOL via in-app conversion; EURe euro stablecoin; SEPA fiat top-up
SEPA: Yes - top-up and receipt at 0% (SEPA and SEPA Instant, fee schedule of 1 September 2026); IBAN: Yes - a dedicated IBAN in your own name issued by Monerium, rolled out gradually from the second quarter of 2026 per the help centre (31 August 2026); EUR in by SEPA arrives as EURe, and outgoing transfers still show B...
https://sweepbase.net/cards/brighty-card
Brighty Card
Virtual and physical; the physical card is a Visa on the Plus and Pro plans only
Visa Debit + Mastercard; the Mastercard is virtual only
Custodial
https://brighty.app/
€2.99 per virtual card on every plan, Visa or Mastercard; physical Visa €0 plus €7.99 to €14.99 delivery, Plus and Pro only
Free (One); Plus and Pro are paid subscriptions whose prices are shown only in the app; no monthly card service fee on any plan
2% foreign transaction fee on Visa card payments on every plan; in-app currency exchange 0.6% on One with no free allowance, 0.5% above €2,000 a month on Plus, 0.4% above €5,000 a month on Pro
Physical Visa on Plus and Pro only: €3.50 per withdrawal in the EEA and €3.50 + 3.5% outside it on Plus; €3 and €3 + 3% on Pro; no withdrawal limit published
€15,000 purchase limit on Visa cards on every plan; €50,000, €75,000 and €100,000 on the virtual Mastercard for One, Plus and Pro
0.5% on eligible purchases on every plan; up to 1.25% in chosen categories on Plus and up to 1.75% on Pro; paid in USDC and capped at 20 (One), 60 (Plus) and 100 (Pro) USDC a month; locked until the first day of the next month
Up to 1.75%
Not on the card balance: Brighty Earning Vaults are a separate product - the help centre requires you to "move funds to the opened Earning Vault" and documents no way for the card to debit a vault; the only card-vault link in the docs is a separate cashback balance. The 2024 launch claim of up to 5% APY on the card-lin...
null
25 USDC for a referred user after three card purchases of at least €10 each (referral programme)
Yes
No — full KYC required (EU-regulated)
Europe: EU and EEA plus Montenegro, Serbia, Andorra, Switzerland, Liechtenstein, San Marino, Monaco and Moldova; not available in the United Kingdom
EU and EEA countries, plus Montenegro, Serbia, Andorra, Switzerland, Liechtenstein, San Marino, Monaco and Moldova; not available in the United Kingdom
Apple Pay: Yes on Visa cards, unavailable on Mastercard cards for now; Google Pay: Yes on Mastercard cards
EUR by Easy Bank Transfer or bank transfer, USD, GBP and AED accounts on request, and crypto transfers; incoming SEPA costs 0.3% with a €10 minimum, incoming crypto is free
No direct blockchain top-up; crypto funded via in-app custodial accounts
IBAN: Yes, a personal named EUR IBAN, limited to transfers with accounts in your own name unless support approves a third-party-enabled IBAN; SEPA: Yes, 0.3% with a €10 minimum incoming and €3 + 0.3% with a €10 minimum outgoing on One; SWIFT: Yes, 0.7% with a €50 minimum incoming and 0.9% outgoing; Faster Payments: Yes
https://sweepbase.net/cards/bybit-card
Bybit Card
Virtual + Physical
Mastercard (EEA); Visa (Asia-Pacific)
Custodial
https://www.bybit.com/en/cards
Free
Free
0.5-7% on foreign-currency spend depending on the programme: 0.5% EEA/MX; 1% AU; 2% APAC (non-AU); 1.5% Brazil; 7% Argentina; plus 0.9% crypto conversion
First €100/month free in EEA, then 2%; other regions: first withdrawal free, then 2%
€5000/day standard; €20000/day Level 3
EEA: 1% base cashback with no monthly cap (Bybit EU card, launched Jun 2026) plus VIP 2-10% subject to monthly caps for VIP-tier users (bybit.eu, checked 2026-07-24); Non-EEA: 2-10% VIP-tiered with monthly caps ($5-$50+/month depending on tier)
1% EEA base; 2-10% VIP (capped)
Yes, on the spendable balance (opt-in): Auto-Earn sweeps idle Funding Account assets into Flexible Earn, and enabling Auto-Deduction lets the card debit "the payment assets staked in Flexible Earn" at purchase. Per-asset variable APR; feature renamed from Auto-Savings (checked 2026-07-20)
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USD 20 USDT on card application (referral-linked); up to 10% cashback
Yes
No — full KYC required; EEA service changes pre-Dec 2025
EEA via bybit.eu: the General Inquiries FAQ (updated 22 September 2026) lists 29 supported EEA countries, the EU-27 minus Malta plus Iceland, Liechtenstein and Norway, France included; the landing page's region selector still carves out Croatia, Iceland, Ireland, Liechtenstein, the Netherlands and Romania (the Netherla...
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Australia, Argentina, Brazil, Colombia, Mexico, Per...
Yes (Apple Pay; Google Pay; Samsung Pay in EEA; Google Pay only in APAC)
BTC, ETH, XRP, USDT, USDC, TON, BNB, MNT (8 cryptos, region-dependent)
No direct blockchain top-up to card; Bybit account funded via BTC, ETH, XRP, USDC, TON, MNT on native networks
IBAN: Yes (EUR deposit IBAN via SEPA); SEPA: Yes; SWIFT: Not disclosed
https://sweepbase.net/cards/cardano-card
Cardano Card
Virtual + Physical
Mastercard in the EEA (issued by Transact Payments Malta Limited, MFSA e-money institution reg. 91879, with Wirex UAB of Lithuania as programme manager) and in the UK (Wirex Limited, FCA e-money 902025); Visa in APAC and the rest of the world (issued by Wirex Pte Ltd, Singapore 201731976E). No Cardano-specific cardhold...
Custodial
https://cardanocard.io/
Free
Free
0% foreign transaction fee at the issuer, whose fee table lists exactly one line: "Foreign transaction fee: Free". The rate itself is set by Wirex "from time to time", with the interbank rate promised only for major currencies during FX market hours and carve-outs for weekends, holidays, illiquid pairs and volatile mar...
750 EUR/day and 5,000 EUR/month on physical and metal cards under Wirex One, virtual N/A, may vary by region. Neither party publishes the ATM fee or a free allowance: the Cardano site advertises cashback on ATM withdrawals without saying what a withdrawal costs, and the "free to 200 EUR/month then 2%" figure quoted in ...
Based on verification level
The €0 / €9.99 / €29.99 Cryptoback™ plans this card is still sold on are Wirex's X-tras tariff, and Wirex has switched that tariff off. Its migration deadline was 30 June 2026, and its status page marks the Classic-app crypto shutdown — naming Cryptoback rewards outright — Completed on 31 July 2026. Existing paid subsc...
Up to 8% (Wirex One WPAY tier)
Unclear: advertised on-balance but contradicted by the same page: tier pricing promises "Up to 1% / 6% / 16% annual savings bonus on ADA balance" (Standard / Premium / Elite, paid subscriptions), while the feature block "Stake your ADA directly from your balance and earn passive rewards automatically" is marked Coming ...
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None published. The USD 9.99 issuance-fee waiver this page used to claim appears nowhere on cardanocard.io, which never mentions an issuance fee at all
Yes
No — full KYC required (Wirex issuer)
35 countries, the same Card column as Wirex's own supported-countries table: the UK, 27 of the 30 EEA states (not Croatia, Lithuania or Liechtenstein), Switzerland, Australia, New Zealand, Hong Kong, Taiwan, Argentina and Brazil. EMURGO advertises 130, which is Wirex's account availability rather than its card availabi...
United Kingdom, Austria, Belgium, Bulgaria, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Iceland, Norway, Switzerland, Australia, New Zealand, Hong Kong, Taiwan, Argenti...
Yes (Apple Pay; Google Pay)
ADA, BTC, ETH, SOL, XRP, USDC, USDT and more. The "685+ cryptocurrencies" count is EMURGO’s; Wirex publishes no asset count on any page we checked
ADA plus multi-chain (BTC, ETH, XRP, LTC, XLM, etc.) via Wirex; SEPA/SWIFT fiat top-up. The 685+ token figure comes from the Cardano site, not from the issuer
IBAN: Yes (via Wirex personal IBAN); SEPA: Yes; SWIFT: Yes
https://sweepbase.net/cards/coca-card
COCA Card
Virtual + Physical
Visa Prepaid
Hybrid custody: the Banking Account is a smart contract wallet the holder controls, and the card authorises against it per transaction rather than against a preloaded issuer balance; the card rail is a prepaid Visa product; coca.xyz/cards still says the cards are "issued in partnership with Wirex" and footnotes a Wirex...
https://www.coca.xyz/
Virtual free; physical $5 on Starter, Standard and Standard+, free from Premium; ordering the physical card also needs an initial top-up of about EUR 50 to cover delivery and issuance (help centre)
Free
0% on direct pairs (USDT/USDC to USD, EURC to EUR); other currency pairs cost 0.5-1.5%, a figure COCA confirmed in writing on 15 Sep 2026 that is not yet on any public page and will be shown in the app
$250 a month free per the docs card page and the help centre, confirmed by COCA in writing on 15 Sep 2026 (the $200 on coca.xyz/cards and the docs overview is outdated); then 2%. Caps are 850 EUR a day, 5,000 EUR a month and 5 withdrawals a day
30,000 EUR per purchase, per day and per month (the monthly cap equals the daily one), 75,000 EUR per quarter and 100,000 EUR per six months, all tiers
Tiered cashback under the Loyalty T&C (last updated 1 Sep 2026): Starter 1% with no staking, Standard 3% (300 COCA staked), Standard+ 4% (1,000), Premium 5% (3,000), Premium+ 6% (10,000), Elite 8% (30,000, about $47,000 per the T&C). Every rate applies to unlimited spend, and the public T&C now say so themselves ("The ...
1% (Tiers)
Yes, on the spendable balance: 5% APY on USD banking balances with no cap. The Loyalty T&C (last updated 1 Sep 2026) say "As of the last update of these terms, APY on USD balances is 5%. EUR balances do not earn APY." The rate is variable, accrues in real time and is credited only on a manual claim of at least $1; bala...
None. The $10 friend bonus quoted by aggregators was a referral term in force before 1 May 2026; the referral programme has been paused since 26 Aug 2026 (help centre), and COCA says it is expected back in early October 2026 with $10 for the referred user and $20 for the referrer
None live. No current COCA page mentions the earlier $COCA airdrop, and the docs pause all new COCA token distributions until 1 Dec 2027; the only advertised rewards are the tiered loyalty programme
Yes
No. Wallet is no-KYC but card issuance requires KYC
76 countries per the Loyalty T&C (1 Sep 2026; COCA says more than 76): Europe, Asia, Oceania, the Middle East, Africa and South America; NOT US/Canada
Andorra, Argentina, Australia, Austria, Azerbaijan, Belgium, Brazil, Bulgaria, Chile, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, El Salvador, Estonia, Finland, France, Georgia, Germany, Ghana, Gibraltar, Greece, Guernsey, Hong Kong, Hungary, Iceland, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jer...
Yes (Apple Pay; Google Pay), both supported directly per the docs card page ("Add your COCA Card to Apple Pay and Google Pay") and confirmed by COCA in writing on 15 Sep 2026; the help-centre article routing them through a linked Curve card describes the 2025 setup
USDT, USDC, EURC (stablecoins only) on 16 networks per COCA's deposit list of 15 Sep 2026; the help centre's card-order article of 29 Jul 2026 still shows an older list that includes EURS
USDC: NEAR, Ethereum, Arbitrum, Base, Solana, Gnosis, Polygon, Optimism, Avalanche, Sui, Stellar, Monad, X Layer; USDT: NEAR, Ethereum, Tron, Solana, Gnosis, Polygon, Optimism, Avalanche, TON, Scroll; EURC: Base, Ethereum, Optimism, Solana (COCA's deposit-network list, confirmed in writing 15 Sep 2026; the help centre'...
IBAN: Yes (personal IBAN with SEPA; EUR accounts only for residents of 28 European countries incl. the UK on app v3.0.0+); SEPA: Yes; SWIFT: Not disclosed
https://sweepbase.net/cards/coinbase-card
Coinbase Card
Virtual + Physical
Visa Debit
Custodial
https://www.coinbase.com/card
Free
Free
No transaction fees: $0 for card transactions, crypto conversion, international purchases and ATM withdrawals (Cardholder Agreement Oct 2024); in the UK Coinbase says "There are no fees for spending Pound Sterling" and no trading fee on crypto spends, but publishes no rate for foreign-currency spending on the UK and EE...
US: no more than $1,000 per 24 hours and at most six withdrawals a day (Pathward Cardholder Agreement, 14 Oct 2024); UK and EEA limits are shown in the app only. Issuer ATM fee $0 domestic and international (ATM operator may still charge)
US: $2,500 per 24 hours, signature and PIN combined, with a $25,000 maximum card balance (Pathward Cardholder Agreement, 14 Oct 2024); Coinbase says limits vary between customers and shows them in the app. UK and EEA limits not published
Variable crypto rewards in the US only: you pick a reward asset in the app and offers rotate monthly; Coinbase publishes no rate ("Reward rate is variable. Check your app for the most updated rate"). The "up to 4%" on coinbase.com belongs to the Coinbase One Card, an Amex credit card paying 2%, 2.5%, 3% or 4% bitcoin b...
Variable (US only)
Yes, on the spendable balance (opt-in): USDC held in the main Coinbase account earns weekly USDC rewards (variable APY) and the card spends that same balance, converting at purchase - but earning now requires a Coinbase One membership in the US, UK, Australia and Singapore ("Be a Coinbase One member if you are in these...
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None (card itself); Coinbase acct referral $10-$200 BTC separate
Yes
No — full KYC required
US (all states except Hawaii; issuer Pathward N.A.) plus the United Kingdom and 30 EEA countries (issuer Paysafe). The separate Coinbase One Card, an Amex credit card, is US-only
United States (excluding Hawaii), United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sw...
Yes in the US (Apple Pay; Google Pay); not available in the UK or EEA
Any crypto held in Coinbase account (BTC, ETH, USDC, DOGE, and 100+ cryptos)
No direct on-chain card top-up; funded from Coinbase USD/crypto balance (deposits via BTC, ETH, Base, Polygon, Avalanche, BNB, etc.)
SEPA yes (EUR deposits via IBAN on Coinbase acct); no dedicated card IBAN
https://sweepbase.net/cards/coinjar-card
CoinJar Card
Virtual + Physical
Mastercard Standard
Custodial
https://www.coinjar.com/card
Free
Free
2.99% on transactions in a currency other than AUD, over the Mastercard rate, plus the 1% fee charged on every purchase
Physical card only; 1% fee; $20 minimum, $1,000 and 5 withdrawals per day, counted inside the $5,000 daily spend limit
$5,000 per day and 25 transactions per day
1 CoinJar Rewards point per $1 spent, while every purchase carries a 1% fee. In the Rewards Store 1,000 points buy $10 of BTC, ETH or a gift card, so the fee and the points cancel out. Used to waive CoinJar trading or sending fees, points are worth 2 cents each (50 points per AUD of fee)
1 point per $1, offset by 1% fee
Not on the card balance: the card spends a chosen crypto "Spend account" that earns nothing, and rewards are loyalty points (1 point per $1). The CoinJar Earn help article now 404s, so no live yield product could be confirmed (checked 2026-07-20)
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None currently active (prior $20 BTC promo expired; check coinjar.com for current promotions)
Yes
No — full KYC required
Australia only. The UK card programme was discontinued on 30 June 2024 (CoinJar UK card page, archived 18 June 2024); not available in the UK
Australia
Yes (Apple Pay; Google Pay)
No top-up: the card spends from one nominated CoinJar crypto account (the 'Spend' account), chosen from the 60+ cryptocurrencies CoinJar lists
No direct on-chain card top-up; funded from CoinJar balance (BTC, ETH and 60+ assets deposited on-chain)
None (prepaid Mastercard, no IBAN)
https://sweepbase.net/cards/coinw-card
CoinW Card
Virtual and physical, four card products: virtual Mastercard, virtual Visa, virtual PRO and a physical card
Visa or Mastercard depending on the card chosen
Custodial
https://www.coinw.com/crypto-card
10 USDT for the virtual Visa or Mastercard, 5 USDT for the Virtual Card PRO, 58 USDT for the Premium USD Physical Card; the virtual cards also need a first top-up of 10 or 20 USDT
Free, no annual or monthly fee on any of the four cards
Not published. CoinW's card settings list no transaction fee on purchases; the cost sits in the top-up fee
Physical card only: 1,500 USD a day, 15,000 USD a month; 2% fee
Physical card: 250,000 USD a day, 20,000 USD per purchase; virtual card limits not published
None (promotional 10 USDT activation bonus only)
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Not on the card balance: top-ups are instantly converted to USD or EUR held on the card, which earns nothing; CoinW Simple Earn is a separate exchange product (reference APRs such as USDT 10.8%, ETH 5%, BTC 4%) (checked 2026-07-20)
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Launch promo: $0 annual/top-up/activation fees; up to $37 cashback; $1 activation
Yes, CoinW C1 and C2 identity verification; some cards ask for extra documents
No, CoinW basic and identity verification (C1 and C2) is required before applying; some cards then need no extra documents
Not published; each card on the CoinW Card list shows its own terms in the app
Not published. CoinW shows eligibility per card inside the app
Yes: Apple Pay on the virtual Mastercard, Google Pay on the virtual Visa
USDT from the CoinW account, converted to a USD card balance; top-up fee 1.5% on the virtual cards and 2% on the physical card; minimum top-up 10 USDT (virtual Visa and Mastercard) or 20 USDT (PRO and physical)
USDT only, from the CoinW account; minimum top-up 10 or 20 USDT depending on the card
None (no IBAN/SEPA; crypto-to-fiat prepaid)
https://sweepbase.net/cards/coinzoom-card
CoinZoom Card
Virtual + Physical
Visa Debit
Custodial
https://www.coinzoom.com/
Virtual free; physical card free for Prime members, $5 standard shipping for Non-Prime
Free
Free FX on international transactions
$100 to $1,000 a day by Prime level (Non-Prime $100, Black $1,000); no CoinZoom ATM fee
$700 to $10,000 a day by Prime level (Non-Prime $700, Gold $2,500, Black $10,000)
0.5% to 5% back in ZOOM tokens, set by how many ZOOM you hold: Non-Prime 0.5% (0 ZOOM), Silver 1% (10,000), Gold 2% (50,000), Diamond 3% (150,000), Black 5% (300,000). Groceries, fuel, utilities and some other categories earn rewards only on the first $5,000 in a rolling 30 days
Up to 5% (Tiers)
No: CoinZoom no longer publishes an interest rate. The Prime tier table on the help centre lists rewards, limits and fees but no interest row, and the website offers no savings or earn product. Card rewards are 0.5% to 5% back in ZOOM tokens, set by ZOOM holdings
Welcome Bonus: $5 in crypto each (sign up & buy $100)
$5-$10 in ZOOM tokens via referral; trade $100 required
Yes
No — full KYC required
155 countries including the US; EU, UK and Canada residents are excluded
155 countries including the United States. Not available in Australia, Bangladesh, Canada, China, India, Indonesia, Israel, Malaysia, Morocco, Myanmar, Nigeria, Norway, Qatar, Serbia, Somalia, Switzerland, Thailand, Turkey, the United Kingdom or EU member states
Yes (Google Pay); Apple Pay announced as coming
Spends any asset in the CoinZoom wallet, converted to USD at the point of sale (40+ digital assets plus USD). The wallet takes ACH, RTP, wire, debit or credit card, Apple Pay or Google Pay, CoinZoom Cash and crypto deposits
No direct on-chain card top-up; funded from CoinZoom wallet (BTC, ETH, XRP, LTC, USDT TRC20, ZOOM, etc.)
SWIFT/IBAN supported for wire deposits into account; no dedicated card IBAN
https://sweepbase.net/cards/cryptocom-visa-card
Crypto.com Visa Card
Virtual + Physical
Visa (Standard to Obsidian tiers)
Custodial
https://crypto.com/
Free (virtual card, the regional fee schedules price only the physical card); physical Basic card €4.99 / £4.99 / US$4.99 / C$4.99; physical Plus card free for annual subscribers, monthly subscribers of 6+ consecutive months or lockup holders, otherwise €24.99 / £24.99 / US$29.99 / C$39.99; replacement €50 / £50 / US$5...
Free (Basic); Plus €3.99/month or €39.90/year (£3.99, US$4.99, CA$6.99 monthly) or a 12-month CRO lockup of €450 / £400 / US$500 / CA$650; Pro €24.99/month or €249.90/year (£24.99, US$29.99, CA$39.99 monthly) or a lockup of €4,500 / £4,000 / US$5,000 / CA$6,500; Private tiers by 12-month CRO lockup only: Icy-Rose €45,0...
2% on foreign-currency spending outside the EU and UK for Basic cardholders in the EEA and UK (0.2% on other EU and UK currencies inside the EU and UK), 3% on non-USD spending on every tier below Private in the US, and 2% on non-CAD spending for Basic in Canada; from 1 October 2026 EEA/UK Plus and Pro also pay 0.2% ins...
€200-€1,000 a month free by tier in the EEA (£180-£900 UK, US$200-US$1,000 US), 2% after; daily cap €2,000 on every EEA tier (£1,800 UK), US$500-US$2,000 US, C$700-C$2,500 Canada; the Canadian fee schedule publishes no free ATM allowance
Available; varies by tier and region
Prepaid card in the EEA, UK and Canada (card pages and fee schedules read 24 September 2026): 0% Basic / 2% Plus (formerly Ruby) / 3% Pro (formerly Jade-Indigo) / 4% Icy-Rose / 5% Obsidian in CRO, on the first $1,250 (Plus) and $2,500 (Pro) of monthly spend, so caps of $25 and $75 a month, no cap on Private tiers. A se...
Up to 5% (Tiers)
Not on the card balance: "Allocate your preferred crypto into Crypto Earn to start accruing rewards" - a separate allocation with flexible or fixed terms. 2026 rates are far below the retired 14.5% (up to ~1.5% p.a. CRO, up to 1% BTC/ETH, 0% on USDC/USDT); card cashback is separate (checked 2026-07-20)
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Up to $300 in CRO on the US credit card ($100 Basic for $1,500 spend, $200 Plus for $2,000, $300 Pro and Private for $5,000, within 90 days of account opening); prepaid: none
Yes
No — full KYC required
36 countries — USA excl. New York and the five US territories, UK, EU, Switzerland, Norway, Iceland, Canada, Australia, Singapore, Brazil. Crypto.com publishes no single global list; 36 is a floor, since its own fee schedules also cover select LATAM markets and a separate prepaid Mastercard in Bahrain and select GCC ma...
Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United K...
Yes (Apple Pay; Google Pay; Samsung Pay; Curve)
150+ cryptocurrencies including BTC, ETH, CRO, USDC, USDT
100+ cryptos for top-up (BTC, ETH, XRP, USDT, USDC, ADA, DOGE, CRO, etc.) converted to fiat on load
SEPA yes (EEA + Switzerland only — UK is NOT eligible for the EUR Account); app gives 'personal bank transfer details' for EUR deposits, but Crypto.com never states this is a dedicated IBAN in the user's own name; EUR deposits are SEPA-only, no SWIFT
https://sweepbase.net/cards/deblock-card
Deblock Card
Virtual + Physical (metal LED card)
Visa Debit
Self-custody
https://deblock.com/
Free
Free
0% on EUR card payments. Non-EUR: free up to 1,000 EUR per calendar month on Standard, then 0.5% on weekdays and 1% at weekends; Premium/Native free under conditions. A 0.5% fee applies on every plan to financial-services, crypto, money-transfer and gambling merchant categories (Fees Pages, in force 5 Jul 2026)
Free up to 1 withdrawal or 100 EUR per rolling month on Standard (3 withdrawals or 1,000 EUR on Premium/Native), then 1% per withdrawal, min. 1 EUR
Based on account balance
0.1% on card payments settled in euros and 1% on other currencies, Premium plan only (EUR 10/month); the free Standard plan gets none; no Native plan on the current pricing page. Planned $BLOCK token launch cancelled indefinitely (Mar 2026); token cashback never shipped.
0.1-1% (Premium)
Yes, on the spendable balance: Account Yield pays 2% APY on Standard and 4% on Premium/Native — issuer help centre, "2% for Standard users, 4% for Premium and Native users". Opt-in in the app, credited daily, spent straight from the balance; opting out is irreversible. Separate Vaults (EUR, USDC, EURC, EURCV, ETH, SOL)...
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None standard; a 500 EUR welcome-bonus campaign pays a random reward to newly funded accounts; referral rewards 10-500 EUR
Yes
No — full KYC required (MiCA/ACPR regulated)
Any legal resident of the EEA aged 18+ (T&Cs v13, 13 Mar 2026, clause 3.4); ACPR/MiCA regulated; UK NOT supported
No country list published; the T&Cs admit any legal EEA resident 18+, while the public terms v12.3 are scoped to French residents; country-specific card designs exist for France, Germany, Spain, Portugal, Italy, Belgium and the French Pacific territories (French Polynesia, New Caledonia, Wallis and Futuna); UK NOT supp...
Yes (Apple Pay; Google Pay)
Multi-chain crypto support; instant EUR conversion; BTC SOL USDC and major cryptos
Direct crypto deposits to non-custodial wallet (BTC, ETH and major chains); EUR via SEPA
IBAN yes (French IBAN); SEPA yes (classic + instant); SWIFT limited
https://sweepbase.net/cards/decard-card
Decard Card
Virtual + Physical
Visa Credit
Custodial
https://www.thedecard.com/dcscc/en
Virtual free; physical S$10 or US$10 on the standard card, US$100 on Luminaries; delivery charged separately
Standard Free; Luminaries $388
Standard DeCard 1.8% on transactions not in the card's billing currency (SGD or USD card); Luminaries 0% from 13 July 2026; stablecoin conversion at market rate with 0% markup
Fee 1% or $5, whichever is greater. Standard: up to $3,000 per withdrawal, $10,000 a day, $100,000 a month, 20 a day and 30 a month. Luminaries: up to $10,000 per withdrawal, $50,000 a week, 50 a week
Credit limit set by DCS at approval; raised by transferring funds to the card
Standard DeCard: no cashback, 1 DePoint per US$1 spent. DeCard Luminaries: 2% on the first US$2,000 a month, 3% on the next US$3,000, 10% above US$5,000, capped at US$200 a month, plus 1 DePoint per US$1 (both since 13 July 2026); Scan-and-Pay excluded
Up to 10% (Luminaries)
No. D-Vault only holds and moves the funds used to raise the spend limit; no yield is published
Referral: US$5 each for you and a new user who transfers US$50 or more within 30 days
Not disclosed
Yes
No. Singpass for Singapore citizens and permanent residents; passport and proof of address for others
Nine Asia-Pacific markets: Singapore, Australia, Japan, South Korea, Malaysia, Philippines, Taiwan, Thailand, Vietnam
Singapore, Australia, Japan, South Korea, Malaysia, Philippines, Taiwan, Thailand, Vietnam
Yes (Apple Pay; Google Pay)
USDT and USDC, converted to SGD by Fireblocks on arrival; funding fee 0%
USDT on Ethereum, Solana, Polygon, Arbitrum, BNB Smart Chain, Morph; USDC on the same six plus Base
USD bank account in Singapore included; IBAN not applicable (SG); no SEPA
https://sweepbase.net/cards/emoney-card
Emoney Card
Physical only
Mastercard credit
Non-custodial smart-contract wallet; custody of injected collateral not disclosed
https://cards.emoney.io/
$99 one-time, payable in USDT or USDC on Ethereum, BNB Smart Chain or Solana (you pay the gas)
$0 annual; $0 per transaction
3% overseas (1% E Money plus the 2% mandatory Mastercard fee); 0% on Hong Kong local transactions
Overseas ATM 1% (E Money) plus Mastercard 1% or min HKD 50; Hong Kong local ATM 2% plus Mastercard fee. Withdrawal limit not disclosed
$500,000/day default, adjustable in-app
Up to 2% in crypto rewards: 1 point per $1 spent, claimable in BTC (BEP20), EMYC and others
Up to 2%
Not on the card balance: yield requires staking the $EMYC token on a separate staking portal, with APR rising by lock duration; the card and wallet balance earn nothing (checked 2026-07-20)
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Not disclosed
Yes
No. Mandatory KYC: government ID, proof of address, phone and email OTP, live facial scan
~190 jurisdictions; 44 excluded
~190 jurisdictions including the UK, EU, Georgia, Hong Kong, Brazil, India and UAE. United States excluded, Canada excluded, Russia excluded, China excluded (44 jurisdictions excluded in total)
Google Pay yes; Apple Pay listed as coming soon
USDT (Ethereum), USDC (Ethereum, Solana, Base), BSC-USD (BNB Chain), eEUR (E Money Network)
USDT on Ethereum; USDC on Ethereum, Solana and Base; BSC-USD on BNB Chain; eEUR on E Money Network
Not disclosed
https://sweepbase.net/cards/etherfi-cash-card
Ether.fi Cash Card
Virtual + Physical
Visa Signature
Self-custody
https://app.ether.fi/cash
First virtual card free (Core 1, Luxe 4, Pinnacle 10, VIP 50 per help 304368; help 776152 prints Luxe 2), except that Core members in Argentina, Angola, Bangladesh, Bolivia, Colombia, Ecuador, Indonesia, Malaysia, Mexico, Nigeria, Peru, Philippines, South Africa and Thailand pay $10 for the first virtual card under reg...
Free; Luxe and Pinnacle can be bought outright at $199/year and $999/year instead of earning them with points (help 303625, 8 Sep 2026)
0% FX markup on USD and EUR purchases; other currencies pay roughly 1% base FX plus a membership-tier margin of up to 0.5% (Core 0-0.5%, Luxe 0-0.25%, none on Pinnacle and VIP — help.ether.fi articles 304414 and 303623, so a Core holder pays about 1-1.5%, not a flat 1%). EUR 0% is documented from 24 Jun 2026 ("ether.fi...
$1,000 per transaction, maximum 5 withdrawals per rolling 24 hours ($5,000 total) on every tier per help 303623 (read 24 September 2026); Pinnacle and VIP: free, up to 10 withdrawals a month, while Core and Luxe are listed only as "Available" with no fee printed (help 776152, updated 22 September 2026). Was $500 and 3 ...
Self-set in-app. Defaults per help 330661 (5 Aug 2026): daily card limit $5,000, daily vault limit $10,000, monthly vault limit $10,000, all adjustable by the cardholder. Weekly caps by merchant category: $500 (crypto, gambling, cash-like), $1,000 (securities, dating), $3,000 (wallets, pharmacies, government) per help ...
Up to 3% cashback on Core, Luxe and Pinnacle (4% on VIP), paid in ETHFI since September 2026: help 262374 (12 Sep 2026) says every qualifying transaction "earns cashback in ETHFI. This will display in your assets list as ETHFI", converted at the ETHFI price when the purchase clears, then locked for 7 days; a minimum of...
Up to 3% (Tiers)
Yes, on the spendable balance in Direct Pay Mode: the purchase is deducted from the vault asset you rank first under "Set Spend Priority" (USDC, USDT, EURC, liquidUSD, liquidReserve, liquidEUR or frxUSD, help 737281, 11 Sep 2026), so a Liquid position keeps earning until the moment it is spent (ether.fi/liquid listed 5...
Ether.fi membership benefits by tier: category cashback on named subscriptions from Luxe up, 25% on airport fast-track fees from Pinnacle up, 5% back plus up to 65% off hotels and flights through ether.fi Travel on every tier, account protection against smart-contract exploits from $10K (Core) to $500K (VIP); airport l...
None currently active (prior 10% new-user cashback promo ended Dec 21, 2025)
Yes
No — full KYC required for all tiers
91 jurisdictions per help 758780 (read 24 September 2026): 88 countries and territories with virtual and physical cards, Belgium and Ireland with virtual cards only, and the United States. Most of Europe including Hungary, Norway, Liechtenstein and Monaco, except the Netherlands, Finland and Estonia; the UK, Guernsey, ...
United States, Canada, Mexico, Brazil, Argentina, Chile, Colombia, Costa Rica, Dominica, Dominican Republic, Ecuador, El Salvador, Guatemala, Guyana, Honduras, Panama, Paraguay, Peru, Uruguay, Antigua and Barbuda, Bahamas, Barbados, Belize, Bolivia, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, ...
Yes (Apple Pay; Google Pay)
USDC, USDT, EURC, frxUSD, eUSD, wETH, weETH, eBTC, ETHFI, sETHFI, wHYPE, SCR, LiquidETH, LiquidBTC, LiquidUSD, LiquidReserve via Ethereum, Base, Arbitrum, Scroll, Solana, Tron (Direct Pay: USDC, LiquidUSD only; Solana USDC and Tron USDT: no-fee 1:1 transfer)
Ethereum and Base networks (eETH, LiquidUSD, USDC, supported crypto)
SEPA: Yes, EUR in and out via ether.fi's banking provider: receive as EURC €0.90, receive as USDC €0.90 plus 0.15%, outgoing SEPA €0.90 plus any FX conversion, SEPA Instant deposits where the sending bank supports it; no universal ether.fi minimum and no tier-based transfer limits, provider limits shown before confirma...
https://sweepbase.net/cards/exa-card
Exa Card
Virtual only
Visa Signature
Self-custody
https://www.exactly.app/
Free
Free
1.5% on purchases in currencies other than USD, included in the exchange rate
$250 per withdrawal, four a day, $1 plus 0.65% each, at contactless ATMs through Apple Pay or Google Pay
$10,000 per week, higher with proof of address and funds; the spending limit also depends on collateral
null
null
Yes, on the spendable balance in debit mode: deposits (USDC, ETH, wstETH, WBTC, OP) are allocated to Exactly Protocol markets and earn, and "if you have configured your Exa Card as a debit card, the value of every purchase you make will be directly deducted from your balance". Credit mode instead borrows against that c...
null
null
Yes
No — full KYC required
Latin America, the Caribbean, parts of Asia-Pacific, Africa and the Middle East, and most US states including New York; not available in the EEA, UK or Canada
Antigua and Barbuda, Argentina, Australia, Bahamas, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria, Pakistan, Panama, P...
Yes (Apple Pay; Google Pay)
USDC, ETH, WBTC, wstETH and OP on OP Mainnet as collateral, other assets and other EVM networks by transfer; bank transfers in USD by ACH or wire and EUR by SEPA via Bridge, plus local ARS and USD in Argentina via Manteca, all arriving as USDC
Optimism (USDC, ETH, wstETH, WBTC, OP deposits)
USD and EUR virtual accounts through Bridge: ACH or wire in USD, SEPA in EUR, credited as USDC; local ARS and USD accounts in Argentina through Manteca
https://sweepbase.net/cards/exodus-card
Exodus Card
Virtual only; no physical card and no ATM withdrawals
Visa in the US; Mastercard outside the US
Self-custody
https://www.exodus.com/pay
Free
Free
Not published for the Exodus Card in Exodus Pay; non-USD purchases convert from USD at the card network and processor rate
Not supported
$9,500 per day globally; $15,000 per day in the United States
Reward points on eligible card purchases and on the Exodus Pay balance, converted into XO Cash; conversion needs at least 10,000 points, or 4,000 in Argentina, Brazil, Colombia, Mexico and Uruguay. The earning rate is not published
Points, rate not published
Yes, on the spendable balance: "Your Exodus Card uses your XO Cash (XO) balance" and "You automatically earn rewards on your Exodus Pay balance", accruing from the first deposit, though the issuer stresses the rewards "are not interest or yield" but points converted into XO Cash and added to the balance
$5 account setup reward in supported regions, after completing the setup steps
None disclosed (beta 2025)
Yes
No — full KYC required
United States, Canada, most of the EEA, Switzerland and several Latin American countries; not available in the United Kingdom
Andorra, Argentina, Austria, Belgium, Bosnia and Herzegovina, Brazil, Bulgaria, Canada, Colombia, Croatia, Cyprus, Denmark, Finland, France, Germany, Gibraltar, Greece, Guatemala, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Netherlands, Niger, Norway, Pola...
Yes (Apple Pay; Google Pay)
XO Cash balance, funded by USDC (Solana, Ethereum, Base) or USDT (Solana, Ethereum) converted to XO, by debit card or Apple Pay, or by other crypto swapped to XO in the Exodus wallet
USDC on Solana, Ethereum and Base, USDT on Solana and Ethereum, converted to XO Cash on Solana
None (pure prepaid/self-custody)
https://sweepbase.net/cards/fold-card
Fold Card
Virtual + Physical (Premium metal for Fold+)
Visa Prepaid
Custodial
https://foldapp.com/
Free
Free (Fold Card); Fold+ membership $10 a month or $100 a year
$3.00 per foreign transaction on the free Fold Card; $0 with Fold+
$250 per withdrawal, $1,000 a day and $1,000 a month; $3.50 per withdrawal, $0 with Fold+
$15,000 a day and per transaction; $50,000 a month
Card rewards are for Fold+ members only: 0.5% back in bitcoin on eligible purchases, up to 1.5% in rotating categories and up to 15% at rotating merchants. Without Fold+ the card earns no percentage back; the daily Spinwheel and gift-card rewards are in the app for everyone.
0.5% with Fold+
No. No Fold page offers interest or yield on the USD card balance or the bitcoin balance.
$10 in bitcoin after the first Fold Card purchase, for new users who sign up on the website with the code WEBSITE
None published for this card; the Fold Bitcoin Credit Card is reviewed separately
Yes
No — full KYC required
USA only
United States
Yes (Apple Pay; Google Pay)
Direct deposit and ACH to the card account's routing and account numbers; instant load from an external debit card (1.5%, max $25); moving bitcoin from the Fold balance to the card
No direct blockchain top-up (USD fiat funded)
None; the card account has US routing and account numbers for ACH and direct deposit
https://sweepbase.net/cards/fuse-card
Fuse Card
Virtual only (physical coming)
Visa Prepaid
Self-custody
https://fusewallet.com/
Free
Free
Standard Visa rates, ~1%
Not available (virtual focus)
$2000/day spending limit
null
null
Not on the card balance: Fuse Earn is a curated deposit tab ("allowing you to deposit directly within the Fuse app", rates set by Drift and subject to protocol utilisation), separate from the wallet balance the card spends, despite landing copy about growing your balance (checked 2026-07-20)
null
None disclosed
Yes
No — full KYC required
USA (excluding New York and Alaska) plus Argentina, per the Fuse Card eligibility page (read 22 September 2026); the homepage says "Available in over 18 countries" but links to that two-country page, so the earlier 17-country list is not supported today
United States (excluding New York and Alaska), Argentina
Yes (Apple Pay)
USDC USDT stablecoins on Solana
Solana (self-custodial stablecoin balance via Squads)
Yes IBAN, SEPA supported, SWIFT not disclosed (ACH for US)
https://sweepbase.net/cards/gate-card
Gate Card
Virtual + Physical
Visa Debit (Gate Card Classic and Platinum)
Custodial
https://www.gate.com/card
Free, virtual and physical (Classic and Platinum); card replacement 25 USD
Free
0.4% on non-USD spend plus a 0.9% crypto conversion fee on every purchase (Classic and Platinum); EEA Midnight rates not published on a reachable page
5,000 USD a day (10 withdrawals), 15,000 USD a month, 50,000 USD a year; 2% fee (Classic and Platinum physical card)
By card tier, from 10,000 USD a day at T0 to 500,000 USD a day at T4 (Classic and Platinum)
Up to 8% by card tier, paid as points redeemable for USDT or GT
Up to 8% (tiers)
Not on the card balance in the default setup: the card is linked to the Gate Pay payment account and the landing page markets cashback only. Gate documents an instant-spend mode letting some cards switch the funding account between Gate Pay, spot and Simple Earn, so a Simple-Earn-funded card would earn on the spendable...
Referral: 5 USDT for the referrer and 2 USDT for the new cardholder, plus up to 0.4% of the friend's spend for 12 months
Referral up to 6,666 USDT task-based (no direct card welcome bonus)
Yes, Gate Level 2 identity verification; some card types also need proof of address from the last three months
No — mandatory KYC
Gate's global markets except restricted regions, which Gate does not list on the card pages; EEA residents are excluded, because Gate's EU card, Gate Card Midnight, is shown as coming soon
Not published. Gate shows eligibility only in the application flow; EEA residents are excluded from Gate's global site, which sells this card
Yes, Google Pay (Classic and Platinum)
Spends USDT, BTC, ETH or GT from Gate Pay, spot or Simple Earn in instant-spend mode, with no manual top-up; some cards instead use a prepaid balance converted from Gate Pay or the spot account
40+ networks incl. BTC, ETH, SOL, TRON, BNB, Polygon, Arbitrum, Avalanche, OP
null
https://sweepbase.net/cards/gemini-credit-card
Gemini Credit Card
Virtual and physical metal card, in several designs
Mastercard Credit
Custodial
https://www.gemini.com/credit-card
Free
Free
0% foreign transaction fees (2.49% applies only to crypto purchases on Gemini exchange, not card FX)
Cash advance only; 3% + $10 fee, 29.99% APR
None (US credit card)
4% on gas at the pump, EV charging, transit, taxis and rideshare, 3% on dining, 2% on groceries, 1% on everything else. The 4% category is capped at $300 of spend a month, then 1%. 10% back at a short, rotating list of partner merchants. Rewards are paid instantly in bitcoin or another of the 50+ cryptos on Gemini. APR...
Up to 4%
Not on the card balance: this is a credit card issued by WebBank, so there is no balance to earn on; rewards are up to 4% crypto back (capped at $300 spend a month, then 1%). Gemini Staking (up to 6-12% APR, select US jurisdictions) is a separate product (checked 2026-07-20)
Referral: $50 per friend + $250 bonus per 5 referrals (up to $5000/year)
$200 crypto after $3k spend in 90 days (removed Jan 2026 for new applicants)
Yes
No — full KYC/credit check required
USA only
United States, all 50 states
Yes (Apple Pay; Google Pay)
Link to Gemini account; spend in fiat (USD)
No direct blockchain top-up (USD credit card)
No
https://sweepbase.net/cards/gnosis-pay-card
Gnosis Pay Card
Virtual + Physical
Visa Debit
Self-custody
https://gnosispay.com/
€30.23 (often waived via referrals)
Free
0% FX markup from Gnosis Pay — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee)
€200/month or 5 withdrawals free; then 2%; daily ATM cap €500
€8000/day
GNO-staked tiers: >=0.1 GNO 1%, >=1 GNO 2%, >=10 GNO 3%, >=100 GNO 4%; +1% with OG NFT. Programme ends 30 September 2026 at 23:59 UTC across all partners, final distribution 7 October 2026 (Gnosis Pay help centre, read 22 September 2026); partner-led successors promised after.
Up to 5% (Tiers)
No
None (direct referral programme ended Apr 22, 2025)
None (direct referral programme ended Apr 22, 2025)
Yes
No — KYC via SumSub required
32 European countries (EEA + UK + Switzerland); also Brazil via Picnic partner and Argentina via partners
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Switzerland (plus Bra...
Yes (Apple Pay; Google Pay)
EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)
Gnosis Chain (EURe, GBPe, USDCe via Monerium)
Yes IBAN (Estonia, via Monerium); Yes SEPA; SWIFT not disclosed
https://sweepbase.net/cards/holyheld-card
Holyheld Card
Virtual + Physical (3 tiers)
Mastercard Debit
Self-custody
https://holyheld.com/
Classic €29; Limited €99; Metal €199
Free (€1/mo inactivity fee after 4 months no card use)
3% mark-up over the Mastercard rate on any transaction not in EUR, applied by the issuer and published only in the Unlimit fee schedule (Holyheld's own pages advertise zero FX); outside the EEA a further 2.5% + €1 applies, so a foreign-currency purchase abroad pays both; 0% in EUR inside the EEA
€1000/day; €5000/month; €60000/year
€10000/day
0.5% on Classic and Limited Edition, 1% on Metal; paid in USDC on-chain, claimable by the user 30 days after the purchase
Up to 1%
Not on the card balance: the app's Earn section requires depositing USDC into Morpho vaults for a variable APY (non-custodial, withdraw anytime), separate from the balance the card spends. EEA only (checked 2026-07-20)
null
None. Two-sided referral only — both the referrer and the invitee get a reward (Settings → Friends → copy link; in the mobile app the invitee must enter the referrer's $holytag during onboarding or attribution does not fire). No reward amount is published on any primary source, and there is no public affiliate program ...
Yes
No — full KYC required (ID verification under 1 hour)
30 EEA countries only
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, The Netherlands
Yes (Apple Pay; Google Pay)
1,200+ tokens across 20+ networks; connect your own wallet, convert to EUR and move it to the account balance; gasless approvals on external-wallet top-up; SEPA in via personal IBAN
Ethereum, Arbitrum, Optimism, Base, Polygon, Solana, Avalanche, BNB, zkSync, Gnosis, Starknet, Berachain, Plume, Blast, Mode, Polygon zkEVM, +more
IBAN yes (Cyprus-based personal IBAN), SEPA yes, SWIFT not disclosed
https://sweepbase.net/cards/jupiter-card
Jupiter Card
Virtual, with a physical card rolling out in phases for $13.13 plus shipping
Visa
Hybrid: the Jupiter wallet is self-custody; the card spends a USD balance held by the issuing partners Rain or DCS
https://landing.global.jup.ag/
Virtual free; physical $13.13 plus shipping, with $30 off tracked shipping if your balance is $1,500 or more
Free
1% FX fee (Rain-issued) or 1.8% FX fee (DCS-issued) on non-USD transactions
Not published. Physical cards with a PIN are rolling out, but no ATM fee or limit is listed
Rain-issued cards: no limit. DCS-issued cards: $50,000 per day and $990,000 per year
2% base cashback with a $100/month cap; up to 4% (cap $200/month) via the referral program (2+ qualifying referrals in the prior month, re-earned monthly). QR Pay purchases earn no cashback. USD purchases are 0% FX; non-USD 1% (1.8% APAC). Cashback is paid in USDC.
2% base (4% via referrals)
Not on the card balance: yield comes from Jupiter Lend Earning Vaults on the jup.ag app, while the card runs off the Jupiter Spend account, with no documented link between the two (checked 2026-07-20)
null
$20 in USDC for referred users after $1000 spend in 30 days (no general sign-up bonus)
Yes
No — KYC required
Latin America, the Caribbean, Asia-Pacific, Africa, the Middle East and most US states including New York; EEA and United Kingdom not listed
Antigua and Barbuda, Argentina, Australia, Bahamas, Bangladesh, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Nigeria, P...
Apple Pay; Google Pay
USDC on Solana, Sui, Arbitrum or Base and USDT on Solana, credited 1:1 in USD; other tokens only through Send to Spend in Jupiter Mobile, which swaps them to USDC at deposit for a 0.1% or 0.2% swap fee; USD and EUR bank transfers into virtual accounts
USDC on Solana, Sui, Arbitrum and Base; USDT on Solana; other tokens swapped to USDC through Send to Spend before deposit
USD and EUR virtual accounts with standard bank details; EUR by SEPA only; outbound SWIFT and local payouts, capped at $10,000 per transfer
https://sweepbase.net/cards/kardpay-card
Kardpay Card
Virtual only (Core, Pro and Elite tiers)
Mastercard (virtual prepaid)
Custodial
https://www.kardpay.app/
One-time card fee: Core $29, Pro $99, Elite $299; every authorization attempt, including declines, costs $0.25 or $0.50 (the terms state both); $30 per chargeback
None (one-time card fee, 1-year card validity)
Standard network rates
Not applicable (prepaid cards)
Core $10,000/year, Pro $50,000/year, Elite $500,000/month; no daily cap published
Advertised up to 2% with staked KDY (1% at $3,000, 1.5% at $6,000, 2% at $18,000, stake locked 180 days), but the kardpay web app code has its cashback feature flag set to off (checked 2026-09-12), so treat it as not yet live
null
No. The terms state plainly that no interest is paid on balances; $KDY staking with a 180-day lock only unlocks higher cashback tiers (1% to 2%) (checked 2026-07-20)
null
None (no sign-up bonus disclosed)
Phone number with SMS/OTP verification to order a card; the terms let kardpay request identity, domicile and source-of-funds information at any time
Yes - no ID documents to order a virtual card; a phone number is required, and the terms allow identity and source-of-funds requests at any time
180+ countries claimed (no country list published)
No country list published (the homepage claims 180+ countries); the terms exclude sanctioned territories and territories that do not recognize DIFC arbitration awards
Yes (Apple Pay; Google Pay)
USDT or USDC on Tron (TRC-20) or Ethereum (ERC-20); minimum top-up $15; top-up fee 5% on Core, 4% on Pro, 3% on Elite
Tron (USDT, USDC), Ethereum (USDT, USDC)
None (pure prepaid virtual card, no bank account)
https://sweepbase.net/cards/karta-card
Karta Card
Virtual only. Plastic and metal cards on pre-order, first shipments planned for October 2026
Visa Signature
Custodial
https://karta.io/
Virtual 5 USDT (promotional, was 30); reissue 15 USDT; plastic 99 USDT or metal 299 USDT on pre-order, shipping extra
Free
1.5% card payment fee + 1% Visa intl fee = ~2.5% total on non-USD
Available. 2.5% + 1 USDT per successful withdrawal, 1 USDT per declined attempt, plus any operator fee
$25,000 per transaction; higher on request
None on own spending. Referral only: ~0.25% commission on friend spending (25 Karat per $100 = $0.25)
null
No
Referral bonuses available
None disclosed (card issuance fee reduced from 30 to 5 USDT)
Yes
No — KYC required (~5 min verification)
Most countries except an unpublished unsupported list (available from support); US citizens excluded wherever they live
Antigua and Barbuda, Argentina, Bahamas, Barbados, Bangladesh, Belize, Bolivia (Plurinational State of), Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Dominica, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pak...
Yes (Apple Pay; Google Pay)
USDT and USDC on eight chains, free except TRC-20 at 5.90 USDT; bank top-ups through virtual accounts: ACH 0.30% + 2.50 USDT, SWIFT 0.30% + 37.50 USDT, US domestic wire 0.30% + 30 USDT, SEPA 1% + 2 USDT, SPEI 1%, COP bank transfer 1% + 0.50 USDT; PIX temporarily unavailable
USDT/USDC on Tron, Ethereum, BNB Chain, Polygon, Arbitrum, Optimism, Base, Solana
Receive-only virtual accounts with local bank details for ACH, US domestic wire and SWIFT (USD), SEPA (EUR), SPEI (MXN) and COP transfers; PIX temporarily unavailable; sending to bank accounts listed as coming soon
https://sweepbase.net/cards/kast-card
KAST Card
Virtual + Physical (12+ designs across 4 tiers incl. Pengu collection)
Visa Prepaid
Custodial
https://www.kast.xyz/crypto-cards
Standard: 2 cards included, physical card $0 plus $40 delivery; extra virtual card $2, and some regions charge $2 for included virtual cards; Premium and Private cards included in the membership
Standard $0; Premium $1,000 a year; Private $10,000 a year, billed yearly with no monthly option
0.5-1.75% FX on non-USD (varies by corridor); a 0% FX promo ran from April to June 2026
$250 per withdrawal, $750/day max (3 withdrawals)
Unlimited up to available balance
Standard (free): 1.5% on the first $2,000 of card spend a month. Premium ($1,000 a year): 2% on the first $10,000 a month plus 1% in KAST Points. Private ($10,000 a year): 3% on the first $40,000 a month plus 2% in KAST Points. Cashback is in USD, unlocks after 14 days, must be redeemed by hand and is applied to your n...
1.5% (up to 3% on paid tiers)
Yes, vault-linked: the Reserve account pays 8% on Standard, 10% on Premium up to $50,000 and 12% on Private up to $200,000 (8% above the caps) until 1 July 2027, funded by KAST; card purchases draw on it when the USD balance runs short. Separate KAST Earn vaults (Gauntlet Alpha up to 7%, USD Prime 3.3%) cannot be spent...
Spend $1000 in 30 days = $100 bonus
500 pts after KYC, 200 pts ($20) after first $100 spend; 10,000 pts ($1,000) on Premium Card purchase (Oct 2025+)
Yes
No. You can create an account without KYC, but no KAST feature, including the card, works until KYC is complete
170+ countries per KAST; KAST publishes no current restricted-country list and sets eligibility by the country list shown during sign-up
Not published by KAST; eligibility is the country list shown in the app at sign-up
Apple Pay and Google Pay; Apple Pay depends on the country of residence registered with KAST; no Samsung Pay
USDT, USDC, PYUSD and RLUSD at 1:1 with no spread; other crypto is converted to stablecoins at a fee shown in the app; USD bank transfers (ACH $2, Fedwire $15, SWIFT $30) and EUR SEPA (0.5%)
Ethereum, Solana, Polygon, Tron, Arbitrum
USD virtual account that receives ACH, Fedwire and in some cases SWIFT; EUR virtual account with its own IBAN for SEPA; both depend on country and review
https://sweepbase.net/cards/kast-pengu-card
KAST Pengu Card
Virtual + Physical (3 tiers: Pengu, Pengu Black, Pengu Gold)
Visa Prepaid
Custodial
https://www.kast.xyz/blog/pengu-card-live-kast
Pengu Standard: $0 card plus $40 shipping for the physical card; Black and Gold cards included in the membership
Pengu Standard $0; Pengu Black $1,000 a year; Pengu Gold $10,000 a year
0.5-1.75% FX on non-USD
$250 per withdrawal; $750/day max (3 withdrawals); $3 + 2% fee
Unlimited up to available balance
Same as the matching KAST tier: Pengu Standard (free) 1.5% on the first $2,000 of card spend a month; Pengu Black ($1,000 a year) 2% on the first $10,000 plus 1% in KAST Points; Pengu Gold ($10,000 a year) 3% on the first $40,000 plus 2% in KAST Points. Cashback unlocks after 14 days and is applied to your next card pu...
Up to 3% USD (+ up to 2% points)
Yes, vault-linked: the KAST Reserve account pays 8% on Pengu Standard, 10% on Black up to $50,000 and 12% on Gold up to $200,000 until 1 July 2027, funded by KAST, and card purchases draw on it when the USD balance runs short. Separate KAST Earn vaults cannot be spent while deposited.
None specific to Pengu; KAST waitlist referral perks (possible tier upgrade)
Waitlist early-access perks; referral system with possible tier upgrades
Yes
No — full KYC required
170+ countries per KAST; KAST publishes no current restricted-country list and sets eligibility by the country list shown during sign-up
Not published by KAST; eligibility is the country list shown in the app at sign-up
Apple Pay and Google Pay, depending on region and device; Apple Pay follows the country of residence registered with KAST
USDT, USDC, PYUSD and RLUSD; PENGU and 25+ other coins, converted to stablecoins at a fee shown in the app; USD and EUR bank transfers
Ethereum, Solana, Polygon, Tron, Arbitrum (KAST multi-chain); PENGU token via Solana
US ACH/FedWire + EU virtual accounts via KAST partners
https://sweepbase.net/cards/kazepay-card
Kazepay Card
Virtual + Physical
Visa + Mastercard Prepaid
Custodial
https://kazepay.com/
Not disclosed; the FAQ says an issuance fee applies and varies by card type; physical card shipping paid by the applicant
Not published; the FAQ says card maintenance fees apply depending on bank and card type
Not published. The issuing bank and card network do the conversion, and virtual cards may add bank transaction fees of up to 5% by merchant category
Physical card only: $1,500 a day, up to 6 withdrawals a day, $15,000 a month; 2% per withdrawal with a $1 minimum
Based on tier and verification
null
null
No
Referral program with uncapped bonuses
None disclosed
Yes
No — KYC required for all cards (explicit "no to no-KYC" policy)
Not published; card availability is 'subject to country eligibility' and confirmed by support. The 210-country figure refers to wallet transfers
Not published (eligibility confirmed by support)
Some virtual cards only, depending on card and issuing bank; the physical card does not support Apple Pay or Google Pay
USDT and USDC to the KazePay Wallet, then moved to a card for a recharge fee: 2% on the physical card (max $500 per top-up), 1.8% to 2.2% on virtual cards
USDT/USDC on BSC, Solana, Aptos, Tron, Base, Avalanche, Arbitrum
None (no IBAN/SEPA disclosed; crypto-only top-up)
https://sweepbase.net/cards/kemy-card
Kemy Card
Virtual + Physical
Visa + Mastercard Prepaid
Custodial
https://kemycard.com/en/home
Virtual $15/card; Physical $250 (DHL shipping included)
Virtual $2 a month; physical $10 a month
FX not published. Crypto and mobile money deposits to the main account cost 8% (the same pricing page also says 5%); virtual card purchases carry a 3.5% + $1 transaction fee
Physical card only: $500 a day, $15,000 a month; ATM fee not published
Virtual: $10,000 per transaction, $100,000 maximum balance. Physical: $50,000 a day, $25,000 per transaction, $400,000 maximum balance
null
null
No
null
None disclosed
Yes on the web app (Sumsub, Veriff). The @KemyCardBot Telegram bot advertises virtual cards without document checks; we have not verified this
No on the web app, which requires full KYC. The @KemyCardBot Telegram bot advertises virtual Visa and Mastercard cards without document checks; not verified by us
190+ countries; restrictions apply and are checked at sign-up
No country list published; Kemy says 190+ countries, with restrictions checked at sign-up
Yes (Apple Pay; Google Pay)
Crypto (USDT, USDC, BTC, ETH, SOL and others), mobile money or virtual bank accounts into the main account; moving money onto a card costs $1.50 under $100 or 1.25% from $100 (minimum $5 virtual, $10 physical)
BTC, ETH, USDT, USDC, SOL (10+ cryptocurrencies) + mobile money
Homepage offers receiving accounts in EUR (SEPA), USD (wire/ACH), GBP, MXN (SPEI) and BRL (PIX); the pricing page still lists US virtual accounts and crypto-to-bank payouts as coming soon, with no published price
https://sweepbase.net/cards/kolo-card
Kolo Card
Virtual only (a physical card was planned for Q3 2026; kolo.xyz did not mention one on 24 September 2026)
Visa Platinum
Hybrid custody
https://kolo.xyz/
Virtual Free; Physical varies by region
Free
0% FX mark-ups on USDT, USDC and EURC per kolo.xyz; other crypto is converted to the local currency "for no extra fee" per the FAQ, and no conversion percentage is published anywhere we could read (kolo.xyz and help.kolo.xyz, read 10 September 2026)
Available with physical card
Based on verification; can be reduced to $0 at any time
2% BTC cashback for first 30 days after card activation, then 1% BTC ongoing; $100/month cap. Paid daily in Bitcoin.
1% (2% first 30 days)
No
5% BTC welcome bonus for new users
Yes — boosted 2% BTC cashback for the first 30 days after activation (then 1% standard); promo levels change, check current terms in the Kolo app
Yes
No — mandatory 1-minute KYC via Sumsub (MiCA/Travel Rule compliant)
170+ countries (excludes sanctioned jurisdictions)
Afghanistan, Albania, Algeria, Andorra, Angola, Antigua and Barbuda, Argentina, Armenia, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada...
Yes (Apple Pay; Google Pay)
BTC, ETH, USDC, USDT, PEPE and 10+ cryptos across Ethereum, Polygon, Optimism, Arbitrum
BTC, ETH, USDC, USDT on Ethereum, BSC, Solana, Tron, Base, Sui, Polygon (7 networks)
SEPA yes (transfers to Revolut/Wise/N26/SEPA banks); IBAN not confirmed as personal; SWIFT not disclosed
https://sweepbase.net/cards/kontigo-card
Kontigo Card
Virtual
Mastercard Prepaid
Self-custody
https://www.kontigo.com/
Not disclosed
Free advertised
Not disclosed: the card ships preconfigured for international payments, and the only card-side fee Kontigo publishes is 0.15% on each top-up from the Kontigo balance
No ATM access — the card is virtual only; the FAQ says the physical card is still to come
Not published for the card; account tiers cap deposits and withdrawals at $5,000/day (tier 2), $10,000/day (tier 3) and $25,000/day (tier 4)
None confirmed: Bitcoin cashback appears only as a whitepaper roadmap claim ('a stablecoin card with Bitcoin cashback'); no rate, no terms and no FAQ entry, so it is not yet live
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Not on the card balance: the savings product (Kochinitos) targets up to 8% a year on USDC or Bitcoin via Coinbase, Aave or Morpho liquidity protocols, and the FAQ still labels it 'Próximamente' ('Los Kochinitos serán planes de ahorro...'). The card spends a separate USDC balance you top up at 0.15%; the 10% yield line ...
5 USDC for a new user who signs up through a referral QR and scans it inside the app
5 USDC to the invited user through a referral QR; no reward disclosed for the referrer
Yes for card issuance; the wallet's tier 1 works unverified (crypto top-ups and withdrawals, no limit), higher tiers need ID, passport or proof of address
No — the card needs KYC (requested from an in-app waitlist under Kontigo's stated KYC/AML policy); only the wallet's tier 1 is usable unverified
Latin America (Venezuela included), Europe and the United States; card region is assigned automatically from the registered address
Argentina, Bolivia, Brazil, Chile, Colombia, El Salvador, Mexico, Peru, Spain, United States, Venezuela
Expected mobile wallet support
Into the wallet: crypto 0.3% + $0.30, Pago Móvil 1.5%, debit/credit card free, cash at partner agencies 1.7% (Plaza y Activo) or 3.5% (Bancamiga, BNC), plus PayPal, PSE, Nequi and DaviPlata. From wallet onto the card: 0.15%, no minimum balance
USDC and USDT on Base (recommended, fixed fee), Solana, Tron, Ethereum, Arbitrum, Optimism and Polygon; crypto top-up 0.3% + $0.30, network fees added on non-Base chains
None — the account is a USDC balance, not an IBAN, SEPA or SWIFT account
https://sweepbase.net/cards/kraken-card
Kraken Card
Virtual + Physical
Mastercard Debit
Custodial
https://www.kraken.com/features/crypto-card
Free; replacement GBP 4.99 in the UK or EUR 4.99 in the EEA, charged by the issuer Monavate
Free
0% FX markup: "We don't charge FX fees when you spend in foreign currencies. We pass on the Mastercard exchange rate without markup" (Krak Card FAQ, 18 Sep 2026); Monavate's cardholder agreements add "We will not however apply a margin". The undisclosed cost is the spread on converting crypto (or a non-primary fiat bal...
No Krak fee ("Krak does not currently charge fees for ATM withdrawals"; the third-party ATM operator may charge); limits not published: "Daily, weekly, and monthly limits apply to both card spending and ATM withdrawals. These limits vary by region, and you can view them anytime in the Krak app" (Krak Card FAQ, 18 Sep 2...
Not published; limits vary by region and are shown in the Krak app (Krak Card FAQ, 18 Sep 2026)
5-tier Krak Rewards ladder, shared by both card designs and set by your 30-day average balance across Krak, Kraken and Kraken Pro: Starter 0% (under EUR/GBP 200), Lite 0.5% (200+), Pro 1% (1K+), Elite 1.5% (10K+), Max 2% (50K+). New cardholders get the Max tier's 2% for their first 30 days, and there is no monthly cap....
Up to 2% (Tiers)
Yes, on the spendable balance (opt-in): "As long as you hold USDG in your Krak account, and have Stablecoin Rewards enabled, you will automatically earn USDG paid directly into your existing balance", accruing while assets stay fully accessible; the USDG rate is currently 3.6% (down from 4.1% in July). Per-asset caps a...
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30 days of Max-tier cashback (2%) for new cardholders ("New cardholders receive Max-tier rewards for their first 30 days"); a separate $10 Krak referral bonus exists (not re-checked 2026-09-24)
Yes
No, verified Kraken/Krak KYC account required
UK, EU/EEA
United Kingdom, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Yes (Apple Pay; Google Pay)
Crypto or fiat moved from a Kraken account into the Krak Everyday balance, or added directly in the Krak app by Apple Pay, Google Pay or bank transfer depending on region; 600+ spendable currencies
Multi-chain via the Kraken/Krak app (600+ assets across native networks; Kraken support notes not all are card-spendable)
IBAN yes (EUR via SEPA; GBP Faster Payments in UK); SWIFT not disclosed
https://sweepbase.net/cards/kripi-card
Kripi Card
Virtual only
Visa or Mastercard Prepaid, network assigned at issuance
Custodial
https://www.kripicard.com/
$5 per card, plus a 4% funding fee and a $1 processing fee on the amount loaded
Free
0% FX fee; cards are billed in USD. A separate 4% funding fee and $1 processing fee apply to the money loaded
Not available (virtual only)
$25,000 per transaction and per day, $150,000 per month; can vary by the BIN assigned
None. Holding $KRIPI gives fee discounts of 10%, 25% or up to 50% (1,000, 10,000 or 100,000 tokens) on issuance and transaction fees; this is not cashback on purchases
Fee discounts up to 50%
Not on the card balance: the token page describes $KRIPI staking at 15% to 35% APY by lock period, and its own roadmap schedules KRIPI staking for Q3-Q4 2026; the card's USD balance earns nothing
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None (referral/staking rewards via $KRIPI token only)
Unclear: the FAQ offers KYC and no-KYC cards, while the supported-countries page says KYC is required everywhere Kripicard operates
Contradictory: the FAQ advertises cards with minimal information, the supported-countries page says KYC is required everywhere
No country list published; eligibility depends on Kripicard's banking and KYC partners and is confirmed at sign-up; sanctioned jurisdictions are excluded
Not published; eligibility is confirmed in the sign-up flow
Yes (Apple Pay; Google Pay; Samsung Pay)
USDT, USDC, BTC, ETH, SOL and other cryptocurrencies (up to 150 listed) on Solana, Ethereum, BNB Chain, Tron and TON; $10 minimum to create a card, $1 minimum top-up after that
Yes, crypto deposits on Solana, Ethereum, BNB Chain, Tron and TON, among others; 4% funding fee plus $1 on each load
None (pure prepaid virtual Visa/MC, no bank account)
https://sweepbase.net/cards/kucard
KuCard
Virtual + Physical
Visa Debit in the EEA; Mastercard prepaid in Australia
Custodial
https://www.kucoin.com/kucard
Virtual card free; physical card 9.99 EUR in the EEA. Australia: first virtual card free, further virtual cards 9.99 USDC each
Free; an inactivity fee of 2 USDC a month per card applies after 90 days without a completed transaction
2% on non-euro spend in the EEA, euro spend free; Australia 1% FX plus a 0.5% transaction fee on every purchase
2 EUR per withdrawal in Europe; 2% plus 2 EUR outside Europe; daily limit not published
EEA not published; Australia 20,000 USDC a day and 200,000 USDC a year across all of a holder's cards
EEA: 1% at VIP 0 rising to 3% by VIP tier, plus a KCS staking bonus of 0.3% to 5% with monthly caps of 10 to 50 EUR; paid in EUR, BTC, ETH or KCS; ATM withdrawals, euro transactions and cash advances do not qualify. Australia: up to 8% in rewards points since 16 July 2026, redeemable for crypto including USDC and USDT,...
Up to 3% (EEA tiers)
Yes, on the spendable balance (opt-in): with savings redemption enabled the deduction sequence is Funding, Trading, then Savings, and "the system will automatically transfer the balance from your savings account to your funding account" at payment, so flexible Earn savings are debited at purchase. Without it the card s...
Promotional campaigns available
Launch promo: Black Friday unlimited cashback & $2,250 bonus pool (up to 3% cashback ongoing)
Yes
No — full KYC required (EEA ID/passport)
EEA and Australia, as separate programmes
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Australia. Malta excluded
Yes, Apple Pay and Google Pay
No manual top-up: the card spends from the KuCoin Funding Account in 54 cryptocurrencies or EUR (EEA); the Australian card settles in USDC
No direct on-chain top-up — funded from KuCoin exchange balance (54 cryptos incl. BTC, ETH, USDT, KCS)
None (EUR-only prepaid, no personal IBAN)
https://sweepbase.net/cards/ledger-card
Ledger Card
Virtual + Physical
Visa Debit (US) + Mastercard Debit (UK/EEA)
Hybrid: crypto on a Ledger signer stays in self-custody; once moved to the CL card account it is custodial, per Ledger's own FAQ
https://www.ledger.com/ledger-card
Free
Free
No FX margin is published; UK and EEA cards pay a 2% card spend fee on the crypto spent, and the fee sheet separately lists 1.75% for crypto-to-fiat conversions without saying it applies to purchases. US cards: $0 on international point-of-sale purchases and $3 per international online purchase, plus the same 2% card s...
US: $2.50 per domestic ATM withdrawal, $3 plus 2% abroad. UK and EEA: fee and limit not published
Based on verification and deposits
1% in BTC or USDC in the US; 1% in BTC or USDT elsewhere, or 2% in BXX; paid monthly on total card spend
1%
Not on the card balance: staking runs through separate Ledger Wallet service providers, and the card's crypto-backed mode is a credit line rather than on-balance yield (checked 2026-07-20)
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None published
Yes
No — full KYC required via Baanx
EEA, United Kingdom, USA (excl. NY, VT), Canada, Switzerland, Colombia, Mexico, Brazil
EEA, United Kingdom, United States (excl. NY, VT), Canada, Switzerland, Colombia, Mexico, Brazil
Yes (Apple Pay; Google Pay)
BTC, ETH, SOL, stablecoins and more from a Ledger signer through Ledger Wallet; US accounts also take ACH and paycheck deposits; UK and EEA accounts take EUR and GBP bank transfers
Self-custody top-up from Ledger wallet: BTC, ETH, USDT, USDC, EURT (Ethereum, Polygon, Tron supported)
US: own routing and account number for ACH deposits and withdrawals at Cross River Bank. UK and EEA: EUR and GBP bank transfer deposits free, withdrawals 3.49%; no personal IBAN named
https://sweepbase.net/cards/maxswap-card
MaxSwap Card
Virtual only
Visa Prepaid + Mastercard Prepaid
Custodial
https://maxswap.cc/
50 USD for the Visa card, 45 USD for the AI Card, 85 USDT for the Premium Card with ATM; each also needs a 25 USD first deposit
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0.6% conversion fee when settlement is not in USD, plus 0.4% per successful transaction
Premium Card with ATM only: up to $750 per day and $250 per withdrawal, at NFC ATMs
$50,000 per transaction; $200,000 per day; $2,000,000 per month; $200,000 maximum card balance
null
null
No
null
None; opening costs the card price plus a 25 USD first deposit and a 5% commission on the creation payment
Not required for basic cards
Yes — marketed as "no paperwork, ready in minutes," minimal verification
Global (Telegram-based issuance)
Global; blocked for payments in the currencies of Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Yemen and occupied regions of Ukraine
Apple Pay and Google Pay on the Visa and Premium cards; Google Pay only on the AI Card
Paid from a MaxSwap crypto wallet: ADA, ALGO, AVAX, BCH, BNB, BTC, DOT, ETH, HBAR, HT, KRRX, LINK, LTC, MATIC, NEAR, SHIB, SUSHI, TON, TRX, UNI, USDC, USDT, XLM, XRP. Top-up fee 4.5% plus $1; 10 USD minimum, 5,000 USD maximum per top-up
Card fees and first deposit paid in USDT on ERC-20 or TRC-20; card loaded from the MaxSwap wallet, which holds 24 listed coins including BTC, ETH, TON, TRX, XRP, USDT and USDC
None (virtual Mastercard only, no IBAN)
https://sweepbase.net/cards/metamask-card
MetaMask Card
Virtual; Metal Physical (US only excluding Vermont, orders paused since 2 June 2026). New US and UK sign-ups paused, no date given
Mastercard Debit
Self-custody
https://portfolio.metamask.io/card
Free
Free
Cross-border fee 1% on the Free tier, defined by merchant location ("Using card with merchant located outside of cardholder country"), 0% on Metal; conversion at Mastercard's rate with no separate FX markup. A second charge applies on both tiers: spending a stablecoin "denominated in currency not of cardholder country ...
Not available to new cardholders: virtual cards outside the US cannot withdraw cash ("Virtual card users in other regions cannot withdraw cash from an ATM"), and US sign-ups and Metal orders are both paused. Existing US virtual and Metal holders: $1,000 per transaction; $1,000 a day on the Free tier and $5,000 a day on...
$10,000 per transaction and $15,000 a day on the Free tier; $20,000 and $30,000 on Metal (limits-and-fees, read 24 September 2026)
Virtual (Free): 1% mUSD back on eligible transactions, no cap, claimed from the Card dashboard; Metal ($199/year): 3% mUSD on the first $10,000 spent each year, then 1%, plus 0% cross-border fee. Metal orders have been paused since 2 June 2026 (help centre, read 22 September 2026), so 1% is the rate anyone can get toda...
1% (3% Metal, paused)
Yes, on the spendable balance (opt-in): mUSD in the MetaMask Money Account earns a variable APY shown in-app at 7.1% on 2026-08-27 (the published figure was up to 4% APY with a 6% promo headline as of 2026-07-20) and "stays available to trade, send, and earn - or spend anytime via MetaMask Card", with purchases paid fr...
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None (1% mUSD on the virtual card; the 3% Metal rate on the first $10K is not orderable since 2 June 2026)
Yes
No — full KYC required (Baanx/Mastercard)
47 countries on the help centre: 23 of the 27 EU states (not Czechia, Estonia, Latvia or Lithuania) plus Iceland, Liechtenstein, Norway, Switzerland, Andorra, Monaco, Gibraltar, Guernsey, Jersey, Isle of Man, Canada, Bahrain, Oman and eleven Latin American markets. Not available in the USA or in the United Kingdom for ...
Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexi...
Yes (Apple Pay; Google Pay)
mUSD, USDC, USDT, wETH, EURe and GBPe on Linea; USDC and USDT on Solana and Base; USDC on Monad
Linea, Base, Solana, Monad (Linea: mUSD, USDC, USDT, wETH, EURe, GBPe; Solana and Base: USDC, USDT; Monad: USDC). Solana and Monad not available in New York or Texas
None — no IBAN/SEPA, pure self-custody crypto card
https://sweepbase.net/cards/mobilum-card
Mobilum Card
Virtual + Physical
Mastercard Prepaid
Custodial
https://www.mobilum.com/en/cards
$5 per virtual card (USD card, per the fee table Mobilum uploaded in March 2026)
$1 a month for a virtual card
Up to 2.5% cross-border fee on payments outside the US; a separate 1.5% fee applies to each card top-up
Available at Mastercard ATMs
Based on verification level
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null
Not on the card balance: Mobilum Pay markets up to 4% APY on Bitcoin holdings and yield on idle stablecoins via DeFi strategies, but the card is a top-up product and no issuer page ties the yield to the card balance. The cards page itself is now a B2B white-label pitch (checked 2026-07-20)
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null
Yes
No. KYC is required before the payment provider opens an account
EEA countries named on Mobilum's wallet page (see Countries Available); no country outside the EEA is listed
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Yes (Apple Pay; Google Pay)
BTC, ETH and ERC-20 tokens sent from external wallets; the current fee table covers a USD balance only and charges 1.5% per card top-up
Crypto top-ups from external wallets (BTC, ETH and ERC-20 tokens) into a custodial balance
Not published for the current card. The IBAN in Mobilum's terms came with a Quicko payment account, and Quicko's authorisation was withdrawn on 21 January 2026
https://sweepbase.net/cards/nexo-card
Nexo Card
Virtual + Physical (physical card orderable again: first card free with default shipping, needs a portfolio of at least $5,000, Gold or Platinum loyalty tier and an active virtual card; other replacements carry an issuance fee shown in the app)
Mastercard Credit/Debit
Custodial
https://nexo.com/card
Free
Free
2% on weekdays when the merchant charges in a currency outside the EEA/UK/Swiss group (2.5% at weekends, Friday evening to Sunday evening UTC); 0.2% on EEA, UK and Swiss currencies other than your card currency (0.7% at weekends); no FX fee when the merchant charges in your card currency (EUR or GBP, USD in Argentina, ...
€200-€2,000 a month free by tier (£180-£1,800; US$150-US$2,000 on USD cards), then 2% with a €1.99 minimum; €600 per withdrawal, €2,000 a day, €10,000 a month
Default €70,000 per purchase and per day, €300,000 a month for cards issued after 11 September 2026 (€30,000 / €100,000 on older cards), within your available credit line or balance
0.5-2% in NEXO Tokens or 0.1-0.5% in BTC by loyalty tier (Base 0.5%/0.1%, Silver 0.7%/0.2%, Gold 1%/0.3%, Platinum 2%/0.5%); requires Credit Mode (not Debit Mode) + $5,000+ portfolio minimum; monthly caps $50/$100/$150/$200 by tier (resets 1st of each month); UK users excluded from cashback. Argentina runs a separate p...
Up to 2% (Tiers)
Yes, on the spendable balance in Debit Mode: "Debit Mode can help you grow your savings while having them available to spend at any time... earning daily compound interest" (card-page FAQ) - the spending balance, now branded Flexible Savings, earns up to 13% p.a. paid daily (0.25-14% by asset and loyalty tier), with no...
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None (referral bonus up to $100 BTC exists but distinct; 2% cashback, 13% interest on unspent)
Yes
No — full KYC required
EEA, Andorra, Monaco and the United Kingdom, plus Argentina since 8 July 2026 and other selected jurisdictions Nexo does not name. Nexo publishes no country count: its support article names those groups, while nexo.com/nexo-card says selected European countries, including the EEA and the United Kingdom (read 24 Septemb...
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom, Argentina
Yes (Apple Pay; Google Pay)
100+ digital assets from Nexo account including BTC, ETH, stablecoins
20+ networks via Nexo Multichain Bridge: Ethereum, Arbitrum, Avalanche, Base, Polygon, Solana, Tron, BTC, etc.
IBAN yes (Malta-based personal IBAN); SEPA yes (SEPA Instant); SWIFT not disclosed
https://sweepbase.net/cards/offgrid-card
OffGrid Card
Virtual only
Visa Prepaid
Custodial
https://www.offgrid.cash/
No separate issuance fee (included in the tier subscription)
$49/yr (Lite) / $97/yr (Edge) / $197/yr (Prime); mandatory tier subscription deducted from first deposit and non-refundable; Black tier is invite-only with no published price
Standard Visa rates
~3.75% per withdrawal plus the ATM operator's own fee; contactless only via Google Pay, no physical card
Tiered monthly caps: $2,000 (Lite) / $5,000 (Edge) / $10,000 (Prime) / $25,000 (Black); daily caps $2,000 / $3,000 / $4,000 / $7,500 per the app config
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null
No
null
None (no public welcome bonus disclosed)
No KYC required
Yes — no-KYC virtual card; name and email (or a passkey) is the whole signup, no ID; monthly cap depends on tier ($2,000–$25,000)
Global; privacy-focused zero-KYC model
Live but invite-only access model (app.offgrid.cash); global jurisdictions, specific country exclusions not publicly disclosed
Google Pay only; Apple Pay not supported (issuer requires cardholder identity verification to add a card to Apple Wallet)
25+ coins via an exchange partner; the OffGrid wallet holds only USDT/USDC on Polygon
25+ coins accepted through an exchange partner (BTC, ETH, SOL, XRP, TON, TRX, AVAX and more); wallet balance held as USDT/USDC on Polygon
None (pure prepaid virtual card, no bank account)
https://sweepbase.net/cards/okx-card
OKX Card
Virtual only
Mastercard Debit
Custodial
https://www.okx.com/
Free
Free
0.1% conversion spread in the EEA, no transaction or FX fee; Brazil has no FX fee or IOF, and buying stablecoins with BRL costs up to 1.5%
Not available (virtual card only)
Based on verification and tier
EEA, from 1 September 2026: non-VIP 2% capped at 50 EUR a month, VIP 1 4% capped at 300 EUR, VIP 2 4.5% capped at 450 EUR, VIP 3 5% capped at 1,000 EUR, VIP 4+ 10% capped at 1,000 EUR; only on purchases paid with USDG, credited in USDG. Brazil: up to 5% on eligible purchases
2-10% (VIP tiers)
Yes, on the spendable balance, Brazil only: USDG held in OKX Pay earns up to 10% APY, accrued daily and paid monthly, with no lock-up, and the card spends that same Pay balance. The EEA pages publish no yield on the Pay balance
None standing; OKX runs time-limited cashback campaigns
No standing card welcome offer; time-limited cashback campaigns
Yes
No — KYC mandatory under MiCA/AML rules
EEA + Brazil
Brazil, Norway, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. Iceland and Liechtenstein excluded
Yes (Apple Pay; Google Pay)
USDC or USDG held in OKX Pay (EEA); USDG, USDC or USDT in OKX Pay, bought with BRL if needed (Brazil)
Stablecoins held in OKX self-custody wallet (Ethereum, Solana, Polygon, BNB, Arbitrum, etc.)
SEPA via MiCA/PSD2 Malta PI license (EU); IBAN not explicitly confirmed per user
https://sweepbase.net/cards/onboard-card
Onboard Card
Virtual only
Visa Prepaid
Custodial
https://www.onboard.xyz/cards
First card free; additional cards $2 each; up to 3 Flex cards
Free
$0.30 + 1.5% on non-USD and cross-border transactions; USD payments free
Not available (virtual only)
$5,000 per day; $20,000 per month; higher on request
null
null
No
null
None disclosed
Yes, photo ID required for the Flex card
No — KYC required (FINTRAC/FinCEN registered MSB)
Countries where Onboard identity verification is supported: 41 excluded, including the United States, China, Russia and Ukraine
Åland Islands, Albania, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Bulgaria, Burkina Fas...
Apple Pay and Google Pay on the Flex card
USDT or USDC from an external wallet, local currency NGN, IDR or KES, or another Onboard balance; other crypto via the Trading Wallet. Funding fee 1.25%, plus $1.25 on Tron or $0.10 on Ethereum; $1 minimum, $5,000 maximum per funding
USDT and USDC sent directly from an external wallet; BTC, ETH, SOL and other crypto must go through the Onboard Trading Wallet first
USD (ACH, Wire, SWIFT), EUR (SEPA) and GBP (Faster Payments) accounts in your name on the Onboard account, may need a proof-of-income review; the card itself has no IBAN and cannot withdraw to USD or EUR directly
https://sweepbase.net/cards/oobit-card
Oobit Card
Virtual only, used through Apple Pay and Google Pay; cash at contactless ATMs by tapping the phone
Visa Debit
Self-custody
https://www.oobit.com/
Free
Free
Up to 1.5% on non-USD purchases, on top of the 1% transaction fee charged on every payment (minimum $0.25)
2.5% fee; up to $250 per withdrawal and 3 withdrawals per day, at contactless ATMs by tapping the phone
Up to $10,000 per day
Two programmes. Points: 1x to 5x per dollar by cumulative spend (levels start at $0, $250, $500, $1,000 and $1,500), converted at 1,000 points = $1 in USDT (USDC in the EEA), so 0.1% to 0.5%. Cashback: 'up to 10%' depending on the asset paid with and current promotions, paid in XAUT on USDT payments and in OOB on OOB p...
Points (0.1-0.5% typical)
No
null
None directly; with a referral code the first $500 of card spending is fee-free
Yes
No — Sumsub KYC required before card issuance
Worldwide except China, Hong Kong, Russia and 19 other countries Oobit lists as not supported; Tap to Pay is not available in every supported country
Global except Afghanistan, Belarus, Central African Republic, China, Cuba, Ethiopia, Hong Kong, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, Venezuela, Yemen
Yes (Apple Pay; Google Pay)
USDT, BTC, ETH and major stablecoins; works with MetaMask, Phantom, Trust Wallet
Ethereum, Tron, BNB Smart Chain, Solana, Polygon (25+ assets, non-custodial via DePay)
SEPA rail supported for transfers; dedicated IBAN not advertised as standard
https://sweepbase.net/cards/orbitx-card
Orbitx Card
Virtual only for now. Physical cards, plastic for Neo and metal for Lux, are priced but announced as launching soon
Visa Platinum on Neo, Visa Signature on Lux
Self-custody
https://orbitxpay.com/
No fee listed for the virtual card beyond the annual fee; physical cards cost $100 (Neo plastic) or $350 (Lux metal) once they launch; replacement $100 (Neo) or $199 (Lux)
Neo $12/year; Lux $30/year
2% on non-USD spending on Neo; 1% on Lux
$500 a day on Neo, $1,000 on Lux, once physical cards ship; fee is the ATM's own charge plus 2% plus $2
Neo: $50000/day; Lux: Unlimited
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Unclear: the app markets "Earn yield on your USDC through self-custodial, on-chain strategies - no lock-ins" with no rate published, while the store listing splits a Cash Account for savings from a Card Account for spending, so which balance earns is never stated (checked 2026-07-20)
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None disclosed
Yes
No — built-in KYC/KYB required
Global availability
Global except Belarus, China, Cuba, India, Iran, Iraq, Israel, Myanmar, Nepal, Nicaragua, North Korea, Russia, Syria, Turkey, Ukraine, Venezuela and Vietnam. US residents sign separate US card terms
Yes (Apple Pay; Google Pay)
USDC, USDT stablecoins on Polygon, Base; Solana and Tron coming
Any blockchain via OrbitX routing; USDC-centric (non-custodial)
Named virtual accounts, settled into the USDC balance: the website lists USD, EUR, GBP, AED, NGN, BRL, MXN, COP and PHP; the App Store listing names five (US, UAE, Brazil, Mexico, Nigeria). SWIFT payouts to 100+ countries
https://sweepbase.net/cards/payy-card
Payy Card
Virtual + Physical
Visa Platinum
Self-custody
https://payy.network/
Free
Free
1% on non-USD purchases (per Payy docs and the US card agreement; the international card terms allow up to 3%)
Contactless ATM withdrawals in private beta (request access through support)
Based on USDC balance
null
null
No
null
None (referral: 10,000 points per successful referral)
Yes (name, date of birth, address, government ID number and ID photo; no credit check)
No — full KYC required before card issuance
Global (app store accessible regions; excludes OFAC-sanctioned)
Global (excludes OFAC-sanctioned jurisdictions: North Korea Iran Syria Cuba Crimea Donetsk Luhansk)
Yes (Apple Pay; Google Pay)
USDC from US or Argentine bank accounts, crypto exchanges or other blockchains; cross-chain deposits are routed via Bungee
Payy Network (Ethereum ZK L2, USDC); cross-chain deposits via Bungee; bank deposits from the US and Argentina
null
https://sweepbase.net/cards/phantom-cash-card
Phantom Cash Card
Virtual only
Visa Prepaid
Self-custody
https://phantom.com/cash
Free
Free
Not published: Phantom says fees may apply to international purchases and are shown before you confirm; US purchases are free
Not supported: ATM withdrawals and cash advances are declined
$2,000 per day, reviewed for up to $5,000 per day after 30 days of history; money-transfer merchants capped at $500 per week
None (no cashback program; earlier 'up to 8%' figure unverified)
null
Not on the card balance: yield requires depositing CASH into third-party apps such as Kamino ("Phantom does not set or guarantee these rates"), separate from the spendable balance. Card is US-only excluding New York (checked 2026-07-20)
null
None disclosed
Yes
Partial — wallet usable no-KYC, but card/bank transfers require full KYC
USA (excluding New York; international expansion planned)
United States (except New York)
Yes (Apple Pay; Google Pay)
CASH stablecoin on Solana; free swaps from USDC, USDT, USDG or PYUSD into Cash, 0.85% from other tokens; in the US also debit card or Apple Pay 1.75%, credit card 3.50%, ACH direct deposit 0.30%, domestic wire 1.00%
Solana only (CASH stablecoin on Solana; cannot receive from Ethereum/Polygon)
US ACH bank transfers & direct deposit (US-only offchain features); no IBAN/SEPA
https://sweepbase.net/cards/pintopay-card
Pintopay Card
Virtual + Physical
Visa + Mastercard Prepaid
Custodial
https://pintopay.me/
35 USDT for the Everyday (Freeman) card and 15 USDT for the Digital (Open Life) card, $10 credited back to the balance on each
Free
Standard Visa/Mastercard FX rates (~1-2%)
Available with physical card
Up to $300000/month, $10000/day
null
null
Not on the card balance: USDT kept in the Pintopay wallet earns up to 12% a year, and USDT staking up to 36%
$10 credited back after the card purchase
$10 credited back after the card purchase
Yes (minimal for basic tiers)
Yes: no documents asked to issue the card, though the terms allow verification requests at any time
Global except Hong Kong and sanctioned jurisdictions
No country list published; the terms exclude Hong Kong residents and sanctioned jurisdictions
Apple Pay and Google Pay on the Everyday (Freeman) card
Wallet topped up in USDT or RUB; the card is loaded from the wallet; the site quotes a 2.5% top-up fee
USDT only for card top-ups (TRC-20 primary); wallet supports BTC, ETH, USDT, USDC
None (virtual prepaid, HK-licensed partner)
https://sweepbase.net/cards/plasma-one-card
Plasma One Card
Virtual only for Lite and Core; a plastic card exists but is limited to Platinum, which needs 100,000 XPL locked for 12 months (about $9,400 at the 5 Sep 2026 price), and the Core rollout is "a testing phase" for the highest-spending Core users. First plastic free on Platinum, extra or replacement card $120, standard d...
Visa Signature on Core and Visa Infinite on Platinum; plain Visa on Lite, which the Lite article says excludes the Visa travel and purchase benefits while the multi-card article says the Lite card gives Signature benefits, so the issuer contradicts itself on Lite. "Signature benefits require a Signature card, Infinite ...
Self-custody
https://www.plasma.org/personal
Free
Free (Lite; the Help Center says a regional Lite fee, where one exists, is shown in the app, and the landing page prices Lite at $0). Core $199/yr or 20,000 XPL locked for 12 months; Platinum 100,000 XPL locked for 12 months, 150,000 after the launch promo, with no cash-purchase option. Plasma One Help Center (intercom...
FX markup by tier: Lite 1%; Core 0.5%; Platinum 0%
Not available yet (unlocks when the physical card ships)
Based on balance
Laddered tiered cashback (rates and locks live in Plasma's Help Center, subject to change; figures from the Help Center article dated July 22 2026, reread 5 Sep 2026): Lite (free) 2% on first $500/month then 0.1%; Core ($199/yr or 20,000 XPL locked 12 months) 3% on first $1,000 stepping down to 0.25% past $3,000, 5% at...
Up to 4%
Yes, on the spendable balance (opt-in, vault-gated): "Keep earning on your balance until you spend", up to 6% APY (variable, tier-based), but the FAQ describes depositing into an Earn vault first ("Once you deposit into the Earn vault, your balance keeps accruing yield"). Third-party DeFi vaults via Veda, explicitly no...
null
30-day Core-tier trial for new users with qualifying deposits (no cash sign-up bonus; app live since June 17 2026)
Yes
No — in-app KYC verification required
150+ countries; US residents served via Bridge Building Inc. (per Plasma disclosures)
150+ countries (site figure); US residents served via Bridge Building Inc.; early rollout prioritised Turkey, Argentina, UAE, Brazil, Mexico, Colombia, Nigeria, Kenya, South Africa, India, Indonesia, Philippines, Vietnam
Apple Pay (iOS); Google Pay (Android app live since July 2026; the Help Center keeps a Google Pay article)
USDT stablecoins on Plasma L1 blockchain
USDT on Plasma chain at launch, expanding to more stablecoins/networks
SEPA: Yes — EUR deposits/withdrawals via a dedicated virtual account on the SEPA rail (confirmed in Plasma's June 19 2026 launch announcement, reconfirmed in-app: 'Deposit and withdraw in more local currencies, including EUR, GBP, MXN, and BRL where supported'); IBAN: Not explicitly named to users (routed through Plasm...
https://sweepbase.net/cards/rebind-card
Rebind Card
Virtual first (physical card to follow, per the Rebind help centre, 30 Jan 2026)
Visa Debit
Self-custody
https://rebind.co/
Free (virtual card); the earlier EUR 30 physical-card fee no longer appears on rebind.co
Free
0% FX markup from Gnosis Pay infrastructure — only Visa's wholesale exchange rate is applied (no additional foreign transaction fee)
€200/month or 5 withdrawals free; then 2%; daily ATM cap €500
€8000/day
Up to 5% in GNO tokens (1-4% base by GNO tier + 1% OG NFT bonus, weekly spend caps $250-$1,250 per tier). Interim programme extended to Sep 30 2026; successor partner-led programmes TBD.
Up to 5%
Not on the card balance: the main account advertises up to 5% on EUR and 8% on USD with auto-compounding, but the card is funded by a manual transfer from that account into a separate card balance (Gnosis Pay white-label) (checked 2026-07-20)
None disclosed
None disclosed
Yes
No — identity verification via Privy/Monerium required
European Union per Rebind's terms (article 7: "a citizen or a national of ... the European Union"; no version or date printed, read 22 September 2026), while the site says "Rebind works in 40+ countries" and publishes no list. The UK and Switzerland in the country list came from an earlier reading and the current terms...
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Yes (Apple Pay; Google Pay)
EURe, GBPe, USDCe stablecoins on Gnosis Chain (via Monerium)
Gnosis Chain (EURe, GBPe, USDCe via Monerium); Monerium also supports Ethereum and Polygon for stablecoin minting
IBAN yes (personal virtual IBAN via Monerium), SEPA yes; SWIFT not disclosed
https://sweepbase.net/cards/redotpay-card
RedotPay Card
Virtual + Physical
Visa Prepaid
Custodial
https://www.redotpay.com/
Virtual $10; Physical $100 (standard mail free, DHL Express extra); virtual replacement $5 then $10; Pro waives one virtual (monthly) or one physical (annual) fee
Free
1.2% on any purchase not in USD (every card issued since 21 Jan 2026 is billed in USD) plus a 1% crypto conversion fee; USD purchases carry no currency fee
USD card (every card issued since 21 Jan 2026): 3 withdrawals a day and 30 a month, 3,750 USD a day and 50,000 USD a month, lowered to 3,000 USD a day and 10,000 USD a month in some countries (fee-table image only); fee 2% up to 10,000 USD a month, 3% above (help centre, in text). Older HKD cards: 23,000 HKD a day, 75,...
Based on verification and KYC
3% on Pro ($12.90 a month or $129 a year): Apple Pay and Google Pay purchases only, capped at $18 a month, credited as USDs that can only be spent on the card and expire after 30 days; no cashback on a standard account (help centre article 14686020, read 24 September 2026)
3% on Pro
Yes, on the spendable balance (opt-in): "You can spend both unconfirmed and confirmed funds with your RedotPay Card", and confirmed funds still accrue rewards on the day you spend. The rate is variable and shown as a 7-day APY at subscription time rather than published on a page (the July reading was ~6.5% USDT / 6.7% ...
5 USDs welcome reward for new users, spend-only, valid 30 days, cannot pay card fees
5 USDs welcome reward for new users, spend-only, valid 30 days, cannot pay card fees
Yes
Partial — virtual card available with basic (lite) verification; full KYC for higher limits/physical card
100+ countries ("Services are available in over 100 countries"). The card is not available in the United States, Singapore, Indonesia, India, Turkey, Ukraine, mainland China, Russia, Croatia, Slovenia, Serbia, Montenegro, Albania, Bosnia and Herzegovina, North Macedonia, Kosovo, Morocco, Nepal or Myanmar, among the 47 ...
Andorra, Argentina, Austria, Bahrain, Belgium, Brazil, Chile, Colombia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Peru, Poland, Portugal, Qatar, San Marino, Saudi Arabia, Slovaki...
Yes (Apple Pay; Google Pay; Samsung Pay)
BTC, ETH, BNB, SOL, S, SUI, TRX, XRP, USDT and USDC (RedotPay's supported-assets list)
BTC, ETH, USDT, USDC across Ethereum, Tron, BSC, Polygon, Bitcoin, Solana
No IBAN/SEPA/SWIFT account; crypto-to-fiat card only
https://sweepbase.net/cards/revolut-card
Revolut Card
Virtual + Physical
Visa + Mastercard Debit
Custodial
https://www.revolut.com/
Free
Standard Free; Plus £3.99/month; Premium £7.99/month; Metal £14.99/month; Ultra £55/month
Fair-usage fee of 1% (Standard) or 0.5% (Plus) only above £1,000/month of combined currency, crypto and commodity exchanges; the Cryptocurrency Terms say a crypto card payment "will not be subject to minimum or percentage-based fees" beyond the exchange rate at the time; standard Visa/Mastercard FX rates on fiat spend ...
$200-$1200/month free (by plan), 2% after
Based on account tier
Metal/Ultra: 0.1% in Europe and 1% outside Europe; Other tiers: none
Up to 1% (Tiers)
Not on the card balance: "When you put money into an Instant Access Savings Account, it is deducted from your main Revolut account" - the card spends the main balance. Up to 2.9% (Standard) to 4% (Ultra) AER in the UK, varying by country, plan and currency (checked 2026-07-20)
null
Promotional sign-up bonuses vary (e.g. 3 months Premium free, £/$10-100 referral); requires KYC + qualifying txn
Yes
No — full KYC required for card and bonuses
UK, EEA, Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore
UK, EEA (all 30 states), Switzerland, US, Australia, Brazil, Japan, New Zealand, Singapore; Mexico waitlisted. Per Revolut's published supported-countries page. CFD trading is EEA-only and not listed in the UK product index.
Yes (Apple Pay; Google Pay)
200+ cryptocurrencies including BTC, ETH, USDC; 30+ fiat currencies
Buy crypto in-app via fiat; Polygon integration for crypto payments; no direct external blockchain top-up to card
IBAN yes (EU full IBAN), SEPA yes (free within Eurozone), SWIFT yes (via international transfers)
https://sweepbase.net/cards/rizon-card
Rizon Card
Virtual + Physical plastic; a metal card is announced as coming soon
Visa Platinum Debit
Self-custody
https://www.getrizon.com/card
Fees page still says "Check app for the price" for virtual, physical, additional and replacement cards. The comparison pages show, for the Emerald plan, physical card free and virtual card $2.75. The issuer stated in writing on 12 Aug 2026 that a physical card is USD 49.99 without Emerald
Free
USD card spend free. Non-USD 1.7% + USD 0.10, or 1.02% with Rizon Emerald (from USD 5.59/month). The issuer states in writing (12 Aug 2026) that this percentage is the total cost, not a margin quoted on top of the Visa scheme rate
Physical card withdraws cash at ATMs worldwide. The fees page has no ATM row and no cap is published; the only figure is on the comparison pages' cost calculator, which charges $0.10 against $100 of monthly ATM withdrawals on Emerald without stating a rate
Unlimited for verified users
The issuer's pages disagree. Card page: 2.5% cashback on every dollar spent. Comparison pages: 2.5% USD cashback on Rizon Emerald, capped at the subscription price. RizPoints page: a five-level ladder, Basic 0%, Silver 1%, Gold 2%, Emerald 3%, Diamond 5% cashback on all spend, and in its own summary "up to 2%". No page...
2.5%
No
null
Referral/promo code gives new-user bonus; no fixed cash welcome bonus
Yes
No — ~2-minute KYC required (ID + selfie)
US and Latin America residents; usable in 147+ countries
Albania, Andorra, Antigua and Barbuda, Argentina, Armenia, Australia, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belize, Bhutan, Bosnia and Herzegovina, Botswana, Brazil, Brunei, Burundi, Cambodia, Canada, Chad, Chile, Colombia, Comoros, Congo, Costa Rica, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt...
Yes (Apple Pay; Google Pay)
USDC USDT on Solana Polygon Arbitrum Avalanche Optimism Base (no pre-loading required; spends directly from wallet)
USDC/USDT on Solana, Polygon, Arbitrum, Avalanche, Optimism, Base (self-custody smart wallet)
No native IBAN; funding via SEPA (EU) / ACH (US) supported; no dedicated user IBAN
https://sweepbase.net/cards/slash-card
Slash Card
Virtual + Physical (both live in an invitation-only beta since 20 Apr 2026; Japan only)
Visa Prepaid
Custodial — USDC is topped up from the holder’s own wallet across several networks, but the card balance is then held and managed by the programme ("カード残高はUSDCで管理")
https://pre-card.slash.vision/
Physical 70 USDC (35 USDC during the beta campaign); Virtual 20 USDC
Free for the first year, then 20 USDC a year on either card type
Not yet disclosed
Not yet disclosed
Not yet disclosed
None. A referral rewards programme is listed as "Coming Soon" on the product page (checked 2026-07-31)
null
Not on the card balance: Japan-only product whose model routes investment yield into the card's credit line rather than paying interest on a spendable balance; SVL token staking pays a separate revenue share. Card is in invited beta (checked 2026-07-20)
None. Referral rewards are announced but marked "Coming Soon"
None disclosed. A referral rewards programme is marked "Coming Soon" on the product page
Yes — invitation email first, then account creation, identity verification and a USDC top-up. The service is for Japan residents aged 18 or over
No — identity verification required, Japan residents 18+
Japan only — "本サービスは、18歳以上の日本在住者を対象としています" (product page, checked 2026-07-31)
Japan
Not mentioned on the product page (read 24 September 2026)
USDC from a connected wallet, or from an account created in the app with an email address; Solana is live and more networks are listed as coming soon. The card balance itself is denominated in USDC
USDC only. Solana is live; Ethereum, Base, Arbitrum and more are listed as coming soon (product page, read 24 September 2026)
None: the card is loaded only with USDC from a wallet; the product page lists no IBAN, bank account or transfer rail (read 24 September 2026)
https://sweepbase.net/cards/solayer-card
Solayer Card
Virtual and physical
Visa Debit
Self-custody
https://solayer.org/product/solayer-pay
Physical card free, shipping $24.99 US or $59.99 international; the $20 membership covers the virtual card
$20 per year membership
1.5% plus $0.10 per non-USD transaction on the fee page, while the FAQ on the same site says 1.75% plus $0.10; $0.15 per USD transaction
$250 per withdrawal with the physical card, three withdrawals per rolling 24 hours; ATM and network fees may apply
Based on wallet balance
Emerald Points only (1 point per $1 spent, up to 5x multiplier) + partner token airdrops; no live cash cashback — the 1% ongoing and 10% first-transaction offers were limited promos that ended Aug 2025; solayer.org/card now 404.
Points only
Not on the card balance: the card debits the topped-up USDC spending balance, while sUSD (4-5% Treasury-backed yield) sits on the savings side - the docs frame it as "Switch between spending and saving anytime". sSOL staking is likewise separate (checked 2026-07-20)
null
None current; referrers earn 10% of their referrals' points
Yes
No — KYC via Sumsub required
Worldwide except the EEA, the United Kingdom, Switzerland, Canada, Australia, New Zealand, South Korea and sanctioned countries
Most countries except Afghanistan, Albania, Andorra, Australia, Austria, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Burundi, Cambodia, Canada, Central African Republic, China, Croatia, Cuba, Cyprus, Czechia, Democratic Republic of Congo, Denmark, Eritrea, Estonia, Finland, France, Georgia, German...
Yes (Apple Pay; Google Pay)
USDC deposited to the card from a connected wallet in the Solayer app
USDC deposited from a connected wallet in the Solayer app; top-up fee published as 1% on the fee page, 0.5% in the FAQ, $0.10 in the top-up guide, and 0.9% to 0.5% by referral tier on the product page
None (non-custodial crypto card, no bank account)
https://sweepbase.net/cards/solcard
SolCard
Virtual only
Visa Prepaid
Custodial
https://www.solcard.cc/
$10 per new card (the fee schedule lists it for Virtual cards; the help centre lists $10 for Platinum too)
Free
Virtual 1-2%, Platinum 0-1.5% (fee schedule as of 15 August 2026; the help centre still lists 2% for both)
Not available (virtual only)
Virtual: $5,000/month, minimum $50 per top-up; Platinum: no limit on the 15 August 2026 fee schedule (an older help article lists $10,000 and $100,000)
None (spending earns SolCard Drops prize-draw entries, 100 per $1; wallets holding at least 50,000 SOLC qualify for revenue share)
null
No
null
None (no public welcome bonus)
Virtual tier: no verification, $5000/month; Platinum tier: verification required
Yes - no-verification Virtual tier up to $5,000/month (5% top-up fee plus a one-time $10 issuance fee); the 0% top-up Platinum tier requires verification
Worldwide except 13 restricted countries and residents of Hong Kong (Virtual tier: no verification; Platinum tier: verification required)
Worldwide except United States, Cuba, North Korea, Egypt, Iran, Myanmar, Nigeria, Russia, South Africa, Syria, Ukraine, Venezuela and Belarus; the terms also exclude residents of Hong Kong. Available markets include United Kingdom, Canada, Germany, France, Spain, Italy, Netherlands, Belgium, Poland, Sweden, Japan, Sing...
Yes (Apple Pay; Google Pay; Platinum cards only, Virtual cards are online-only)
USDT or USDC on Solana, Ethereum, Polygon, BSC, HyperEVM, Arbitrum, Optimism, Avalanche or Base; SOL, SOLC or JITO on Solana; top-up fee 5% on Virtual, 0% on Platinum; minimum $50 per top-up
Solana (SOL, USDC, USDT, SOLC, JITO) + multichain: Ethereum, Polygon, BSC, Arbitrum, Optimism, Avalanche, Base, HyperEVM
None (prepaid card, no bank account)
End of preview. Expand in Data Studio

Sweepbase Crypto Cards Dataset

Open dataset of 143 cryptocurrency debit and credit cards that can be ordered as of September 2026: fees, limits, cashback, custody model, card network, regional availability and top-up methods.

Maintained by Sweepbase, an independent crypto-card comparison site. Rows are checked against the issuers' own documents. Cards that have closed to new applicants and cards that were announced but never issued are not in this file.

Files

  • sweepbase-crypto-cards.csv: primary format, 24 columns, UTF-8.
  • sweepbase-crypto-cards.json: identical rows, JSON array.
  • metadata.json: row count, SHA-256 hashes, generation date.

License

Released under Creative Commons Attribution 4.0 International (CC-BY 4.0).

Required attribution:

Data from Sweepbase (https://sweepbase.net), CC-BY 4.0.

A link back to https://sweepbase.net or to the card's page on sweepbase.net satisfies it.

Schema

All 24 columns, in file order. Every value is a string; an empty string means "not established", not "no".

Column Notes
url Page for this card on sweepbase.net; cite this
Card Service Official product name
Card Type Opens with Virtual, Physical or Virtual + Physical; some rows continue in prose
Visa or Mastercard Card network and tier
Custody Opens with Custodial, Self-custody, Non-custodial or Hybrid custody; some rows continue in prose
Website URL Official product page
Card Issuance Fee Local currency or Free
Annual Fee Local currency or Free
FX Fee Cross-currency fee
ATM Withdrawal Limit Cash withdrawal limits and fees as published, or why there is no ATM access
Daily Spending Limit Spending limits as published
Cashback Rate and the token it is paid in
Main Page Cashback Short cashback label
APR/Investing/Vault Yield, in prose. Yes, on the spendable balance / Yes, vault-linked = the balance the card spends earns; Not on the card balance = yield sits in a separate product; Unclear: = the issuer does not say which balance earns
Sign-up Bonus Welcome offer, short form
Welcome Bonus Full bonus terms
KYC Required, optional or tiered
Non-KYC Whether a tier without KYC exists
Regions KYC Available Where the card can be obtained, by region
Countries Available Country list where the issuer publishes one, otherwise prose, often with exclusions
Mobile Pay Apple Pay, Google Pay and similar
Top-up Methods Supported assets and funding methods
Blockchain Top-up Supported chains
IBAN/SWIFT/SEPA Banking rails

The CSV header is canonical, and JSON keys mirror it exactly.

Integrity

  • sweepbase-crypto-cards.csv SHA-256: f182122180a5128f30e8f76524f8cb70357aa8653cc62b30e20723fcbb4fe0f1
  • sweepbase-crypto-cards.json SHA-256: 67ca817803b6d1e8e605de3b2990bb1a0867c087b274fea6d2e7091ff242d644
  • Source table dated 2026-09-25; this export generated 2026-09-30

Citation

Sweepbase (2026). Sweepbase Crypto Cards Dataset. Compiled by Mihail B. Retrieved from https://sweepbase.net/dataset. Licensed under CC-BY 4.0.

Other copies

Loading

from datasets import load_dataset
cards = load_dataset("sweepbase/crypto-cards", split="train")

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